Hey Pop, if she's planning to wheel it, I'd try to talk her out of 20" wheels.
I have several friends that have done nothing more than a budget boost and a few mods to strengthen things underneath and they're running 37's.
They had to trim the fenders but IMO they look better that way anyway.
06 Rubi with some sort of double ended, chrome knobbed, cross threaded, infinitely adjustable, frequently breakable, worn out flammywhammers zip tied onto it.
It used to be a jeep thing... til that sh!t broke!