I have the TL and though it does have the X beam, I don't find it real annoying. I drive with the high beams a lot coming home from work; narrow two way road with blind corners/hills and no street lights. I rarely notice the X beam until I drive at lower speeds. No I don't regret my choice, plus I paid less than $380 with shipping for the pair and full warranty. Having to buy KC Lights, bulbs, and wiring would have been less yes, but TL's are literally plug and go.
There are so many types of lights out there that it's all based on preference, budget, how bright you want them; night trail rides or middle of nowhere living.