I was t-boned today on my way to work in my '89 YJ. Pretty bad damage on driver side from door back to the rear bumper. Broken rear leaf spring and drive train damaged (possible frame damage), so it had to be taken away on a flat bed... In short, the "book" value is not even remotely relevant when looking at my Jeep, so how is this going to go down with the insurance company on assessing its value for reimbursement/settlement?
The persons insurance company who hit me has already determined she was at fault and the adjuster is calling me tomorrow to assess damages. So what now? I have at least 4 or 500 hours of time/labor put into this project in addition to the over 10 grand in parts and the 3000 i payed for it when i bought it. The "book" value on it is a joke. Anyone have any experience in this situation? I am not seeing much online as far as what the standard "policy" is in situations like this. If I were to look for a Jeep with all the features listed below, I cant imagine I could ever find one even close for under 15-20 grand. Another 89 yj can be had for 2 grand, but I no longer have the resources or time to build another Jeep like this.
Here is the quick list off the top of my head: Installed a rebuilt 5-cylinder Mercedes diesel engine, full sand, primer, and paint job w/ metallic burnt orange, rewired entire Jeep, custom dual CV driveshaft, slip yoke eliminator, steel armor all around, ford 8.8 rear, transmission upshift adapter cable, 4.5 inch lift, new suspension components all around, hella offroad lights, dual battery tray, steel front bumper with grill guard, steel tube rear bumper with heavy duty tow package, custom dash, all aftermarket gauges, vinyl floor, corbeau vinyl moab driver, passenger, and rear seats, corbeau brackets, seat heaters installed in both front seats, rear view camera, custom overhead rearview monitor, custom leather center console, aluminum radiator, dual high low fans, hella horn, secondary trans cooler, derale trans filter, family roll bar upgrade, roll bar padding kit, poison spider hood louver, HID headlights, 8500lb winch, rear tailgate mounted steel storage box, 33" bfg mud terrains, 17" rims, 3" exhaust, full soft doors, rampage frameless top, rear tonneau, 800 watt brand new sub/amp, new soundbar, 160 amp alternator, grant steering wheel, grant wheel adapter, offroad jack and mount, custom intake, cowl snorkel conversion from an H1 humvee.
Thinking about all the money that went into the above kind of hurts. Anyone ever been hit in a Jeep or other rebuilt classic with way more money vested than the "book" value where the other driver was at fault???
The persons insurance company who hit me has already determined she was at fault and the adjuster is calling me tomorrow to assess damages. So what now? I have at least 4 or 500 hours of time/labor put into this project in addition to the over 10 grand in parts and the 3000 i payed for it when i bought it. The "book" value on it is a joke. Anyone have any experience in this situation? I am not seeing much online as far as what the standard "policy" is in situations like this. If I were to look for a Jeep with all the features listed below, I cant imagine I could ever find one even close for under 15-20 grand. Another 89 yj can be had for 2 grand, but I no longer have the resources or time to build another Jeep like this.
Here is the quick list off the top of my head: Installed a rebuilt 5-cylinder Mercedes diesel engine, full sand, primer, and paint job w/ metallic burnt orange, rewired entire Jeep, custom dual CV driveshaft, slip yoke eliminator, steel armor all around, ford 8.8 rear, transmission upshift adapter cable, 4.5 inch lift, new suspension components all around, hella offroad lights, dual battery tray, steel front bumper with grill guard, steel tube rear bumper with heavy duty tow package, custom dash, all aftermarket gauges, vinyl floor, corbeau vinyl moab driver, passenger, and rear seats, corbeau brackets, seat heaters installed in both front seats, rear view camera, custom overhead rearview monitor, custom leather center console, aluminum radiator, dual high low fans, hella horn, secondary trans cooler, derale trans filter, family roll bar upgrade, roll bar padding kit, poison spider hood louver, HID headlights, 8500lb winch, rear tailgate mounted steel storage box, 33" bfg mud terrains, 17" rims, 3" exhaust, full soft doors, rampage frameless top, rear tonneau, 800 watt brand new sub/amp, new soundbar, 160 amp alternator, grant steering wheel, grant wheel adapter, offroad jack and mount, custom intake, cowl snorkel conversion from an H1 humvee.
Thinking about all the money that went into the above kind of hurts. Anyone ever been hit in a Jeep or other rebuilt classic with way more money vested than the "book" value where the other driver was at fault???