Cheaper insurance on 2012 Jeep than a 2005 VW Jetta???
Since buying my 2012 Jeep I switched my insurance "Daily Driver" vehicle from our 2005 VW Jetta TDI to my Jeep. Since the Jeep is newer and more expensive I expected the insurance to go UP. It went DOWN by $6 a quarter.
Ah the mysterious world of insurance underwriters...
Just some added info most insurances rate any VW Jetta, Golf, or Rabbit a sports type rating so the rates are higher on it then some newer vehicles. Also some states list Wranglers as a SUV or a sport vehicle, which the later also ups the insurance rates.
One thing that plays into insurance rates is how much damage your vehicle would have if involved in an accident. I slid on wet roads when traffic stopped fast and caught the rear end of a Honda Civic years ago. The Civic needed a tail light, quarter panel, bumper, absorber and rienforcement. My Jeep need a couple hits of the sledgehammer to the end of the front bumper.
Recently I had a Prius not see me in the lane next to it. They came over into my front driver tire. I had a rub mark on my tire. They needed a fender and a door.
Female rolling with the 93 YJ SOA Locked and Hard at Play
I had an 04 rubicon with an arb bullbar.. had a lady back up into me on the interstate..(she missed her exit)..anyway took out the back 1/4 part of her Ford explorer. Jeep left a huge imprint in it.
Jeep damage= a small scratch on the bull bar.. the cop wondered where the 2nd vehicle was..LOL. my insurance company wanted to see regardless of no damage cause they couldn't believe it!!
You can take a jeeper out of the jeep...but you cannot take the jeep, out of the jeeper
People are like slinky's- there fun to watch when you push them down the stairs
liability in my my jeep is within a few dollars of my 03 for truck
1995 wrangler 4 cyl 5 speed soft top
1" poly body lift,2.5 ome 1" shackle, 32" swampers lock right in the d-30 more to come
2003 ford f-250 SD sc auto 4x4 7.3 diesel not stock any more
98 TJ 2.5 was a basket case, heart transplant, interior repaint, some taller springs,new shocks, newer top, pissin me off with stupid problems