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Old 06-10-2009, 08:32 PM   #1
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Deprssed and I Need Some Sympathy

I am freakin devestated. I just recently spent over 3k lifting and buying tires for my TJ. I just installed a nice radio and some new speakers. It was a beautiful day this past Sunday so I decided to drive my baby to the beach. Had a great time and a few comliments and many waves. Then all of a sudden like some evil Demon from Hell a Nissan SUV with a mom at the wheel and 5 kids in the car rear ended me at over 20 mph! What a mess, I hate life. Bumper, my Gibson exhaust is ruined, frame seems to bent, spare rim and tire totaled, gas tank dented, etc etc. She told the cop that I slammed on the breaks. The Officer was a fellow Jeep owner and gave her a ticket for following too close. I'm goin to reem her insurance company. Still sucks, almost summer time and I'm w/o my Jeep for a at least a week or more.

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Old 06-10-2009, 08:37 PM   #2
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Thats bad. Good thing you are going to get it fixed asap and enjoy the weather. One kid was probably eating, one playing PS one watching a movie, one screaming, on telling mom show me how to drive while mom speaking on the cell... Again I hope you fix it soon.

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Old 06-10-2009, 08:44 PM   #3
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dont worry, her insurance will cover it and you'll be good to go before you know it.

Although it may raise your insurance a little you should look into your policy and see if you can get coverage for your aftermarket parts. It wont cover whats damaged now but it might be something to look into, knock on wood, it doesnt happen again.
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Old 06-10-2009, 08:46 PM   #4
that's what she said

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sorry to hear about that man. keep us posted on the progress.
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Old 06-10-2009, 08:47 PM   #5
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Go to the doc and get checked out.
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Old 06-10-2009, 08:49 PM   #6
that's what she said

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^ x2 she gave me the same advice when i got hit. it is a very good idea. even if everything seems ok now, you want to make sure everything is ok internally.
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Old 06-10-2009, 08:54 PM   #7
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you did make sure to get out holding your back with one hand and your neck with the other didn't you?
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Old 06-10-2009, 09:42 PM   #8
Knows a couple things...

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Keep in mind that any potential neck and back injuries from being rear-ended don't always show up right away. Her insurance company will be anxious for you to sign that you're fine but don't. Give yourself a few weeks at least. My wife had another woman turn left in front of her and it was literally 9 months later that the docs FINALLY diagnosed 2 fractured vertabrae in her neck. It took major surgery to repair it, even grafting bone into her neck from her hip. So it's a good thing we didn't sign anything until after she was totally ok... and she felt fine for a few days, just thought she was a little "sore" which wasn't the case at all.
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Old 06-10-2009, 10:00 PM   #9
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I think the insurance does not go up it its her fault. I was involved in a weather accident alone(not with jeep) and the insurance did not go up.
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Old 06-10-2009, 10:22 PM   #10
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Originally Posted by Jerry Bransford View Post
Keep in mind that any potential neck and back injuries from being rear-ended don't always show up right away. Her insurance company will be anxious for you to sign that you're fine but don't. Give yourself a few weeks at least. My wife had another woman turn left in front of her and it was literally 9 months later that the docs FINALLY diagnosed 2 fractured vertabrae in her neck. It took major surgery to repair it, even grafting bone into her neck from her hip. So it's a good thing we didn't sign anything until after she was totally ok... and she felt fine for a few days, just thought she was a little "sore" which wasn't the case at all.
Jerry's right. Though not from an auto accident, I didn't know until after a year that c1 and c2 in my neck had been broken. My doctor thought it was just a soft tissue injury because I wasn't in searing pain right away. Just make sure it's all fine.
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Old 06-10-2009, 10:27 PM   #11
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Be thankful you're alive.... the Jeep can be replaced.
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Old 06-10-2009, 10:39 PM   #12
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It happens, sure sucks when it does though.

A note of caution, I would be very careful or not even speak to her insurance company. If you live in a state like IL, if you say the 'wrong' thing, you can be determined partially at fault.
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Old 06-10-2009, 11:08 PM   #13
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It happens, sure sucks when it does though.

A note of caution, I would be very careful or not even speak to her insurance company. If you live in a state like IL, if you say the 'wrong' thing, you can be determined partially at fault.
x2 on that, if they call you tell them to contact your insurance company if they need something. Dont say anything more than that.
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Old 06-11-2009, 12:00 AM   #14
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I think the insurance does not go up it its her fault. I was involved in a weather accident alone(not with jeep) and the insurance did not go up.

No he was saying get coverage for your aftermarket parts and your insurance may go up, not because of the wreck. If it was your fault, most will only cover stock replacement.

I had to get a little more coverage of my bike just to cover the aftermarket parts.

Sucks about your jeep, but at least it wasn't your fault.
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Old 06-11-2009, 07:12 AM   #15
that's what she said

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Quote:
Originally Posted by catITguy View Post
It happens, sure sucks when it does though.

A note of caution, I would be very careful or not even speak to her insurance company. If you live in a state like IL, if you say the 'wrong' thing, you can be determined partially at fault.
that is great advise. her insurance company will contact you and grill you with seemingly harmless questions. don't answer any of them. you are not required to speak to them at all, that is what you have insurance for. since you are not at fault, your insurance company is going to do everything possible to make the other company pay. when her insurance calls get the persons full name and employee id number, then tell them that any information that they need and are entitled to they can get through your insurance company. when a fedex truck ran a stop sign and hit my jeep, their insurance company called me and asked me some seemingly harmless questions. questions like, "are you ok," "where were you coming from/going to?" I can assure you that the conversation will be heavily documented and probably recorded, so that they can use any of your answers against you. i can't stress enough not to talk to them. they are going to try to aggrevate you to get you to yell at them, too. just tell them to call you insurance company.
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Old 06-11-2009, 07:57 AM   #16
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Sorry to hear that your jeep was wacked. hope everything works out for you. Ask your own insurance agent how to handle the other insurance company. They will know how to handle best. Be calm, cool, and colected. (hard to do when you been hit) They normally will help when your not at fault.
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Old 06-11-2009, 09:32 AM   #17
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Wow, ... I cannot believe no one has asked this, but were the children OK? Seriously, F' the Jeep (yeah, I know it's your baby, but it's just a machine), kids snap like twigs in car crashes, even at 20mph... the mom is a twit if she doesn't drive like she's carrying eggs and lightbulbs when her kids are in the car!

C
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Old 06-11-2009, 09:58 AM   #18
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Pretty sure he wouldn't know if the kids were truly ok (and since there was no mention of an ambulance most would assume at first glance they were), and she won't be reading this so she'll have depend on others to advise her to take her children and herself to the doctor.
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Old 06-11-2009, 03:32 PM   #19
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Sorry to hear, but there's always a silver lining! No body was hurt right! X10 don't talk to her insurance. Use this opertunity to replace more factory stuff with aftermarket goodies!
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Old 06-11-2009, 03:46 PM   #20
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x3 on the whole don't talk to the insurance company. My friend learned that the hard way.
Look at the bright side now you have more of an excuse to upgrade the stuff that was wrecked.


This is a jeep forum not a parenting forum. We have a off topic section for that.
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Old 06-11-2009, 06:46 PM   #21
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Wow, ... I cannot believe no one has asked this, but were the children OK? Seriously, F' the Jeep (yeah, I know it's your baby, but it's just a machine), kids snap like twigs in car crashes, even at 20mph... the mom is a twit if she doesn't drive like she's carrying eggs and lightbulbs when her kids are in the car!

C

The moment I read that I thought about the Simpsons and Rev Lovejoys wife always saying "What about the children!"

I would say 20 miles an hour is a little slow to be calling the mom a Twit, it doesn't sound like she was drifting around corners at 70mph, it was an accident, meaning not on purpose; calling her a Twit is a little judgemental.

Kids are pretty tough, as long as they were in car seats and buckled in, I'm sure they are fine.
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Old 06-11-2009, 07:05 PM   #22
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Jerry's right. Though not from an auto accident, I didn't know until after a year that c1 and c2 in my neck had been broken. My doctor thought it was just a soft tissue injury because I wasn't in searing pain right away. Just make sure it's all fine.
I walked into the emergency room totally unaware that either my arm, or my neck were broken.
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Old 06-11-2009, 08:17 PM   #23
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The moment I read that I thought about the Simpsons and Rev Lovejoys wife always saying "What about the children!"

I would say 20 miles an hour is a little slow to be calling the mom a Twit, it doesn't sound like she was drifting around corners at 70mph, it was an accident, meaning not on purpose; calling her a Twit is a little judgemental.

Kids are pretty tough, as long as they were in car seats and buckled in, I'm sure they are fine.
She took her eyes off the road for a second which is all it takes and why she ran into him, so the accident was her fault. Throwing him under the bus by not taking ownership for hitting him because she got distracted makes her a twit.
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Old 06-15-2009, 02:34 PM   #24
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I am freakin devestated. I just recently spent over 3k lifting and buying tires for my TJ. I just installed a nice radio and some new speakers. It was a beautiful day this past Sunday so I decided to drive my baby to the beach. Had a great time and a few comliments and many waves. Then all of a sudden like some evil Demon from Hell a Nissan SUV with a mom at the wheel and 5 kids in the car rear ended me at over 20 mph! What a mess, I hate life. Bumper, my Gibson exhaust is ruined, frame seems to bent, spare rim and tire totaled, gas tank dented, etc etc. She told the cop that I slammed on the breaks. The Officer was a fellow Jeep owner and gave her a ticket for following too close. I'm goin to reem her insurance company. Still sucks, almost summer time and I'm w/o my Jeep for a at least a week or more.
i am sorry to hear about your misfortune,i am just glad you did not get hit head on.that just was not cool that the lady lied and tried to blame it on you.in most states when you rear end someone it is always your person fault.good luckneo
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Old 06-15-2009, 03:06 PM   #25
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Good excuse now to buy some heavy duty bumpers...

Be thankful she didn't hit you doing 40!

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