I bought my 06 in 2010 through Carmax and they have in house financing. Since I had little credit established my interest rate was high but they were the only way I could get financing. I just got my monthly as low as possible and made a double payment directly on the principle. I initially had a 72 mo loan and after a refinance, I paid it off in 2 1/2 years.
LJ I6 4.0l, Rubicon Express 4.5" lift, 32" BFG A/T tires, steel ProComp wheels, Body Armor rear bumper, Hanson rocksliders, Skidrow skid plate, KC Daylighters 6" 130w long range lights, Smittybuilt XRC-8 winch, Cobra mini CB radio