^^^ That. Take a look at some of the accidents forum members have been in. Haven't read one where somebody was seriously hurt while driving their jeep. One guy got rear ended by a semi and walked away with a bruise. And if this is your first car I would go with the JK, shorter wheel base will be super easy to drive.
Poverty/College Budget 2004 TJ 2.5" RC coils, 1.25" BL, MML, JK shocks, 33x12.5 Federal MT's
If it can't be fixed with squats or fish oil...your probably gonna die (u aware?)