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Old 03-20-2014, 03:08 PM   #1
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What do you pay for insurance?

This afternoon I checked my online banking information, and saw a quarterly deduction for my Jeep Wrangler.

$285.

This is for a paid-off 2003 Jeep Wrangler Sport soft-top. I have a clean driving record, aside from one speeding ticket in Illinois nearly two years ago (I am 38 y/o). This is the same insurance company I have been with for twenty years.

I think paying $1140/year is a bit ridiculous.

Am I off? Would anyone care to share?

FYI - this is the same insurance company I have my home through, so there is a "discount" here for multi-line. And, the Jeep is my only vehicle.

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Old 03-20-2014, 08:52 PM   #2
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785 for a year. I'm 28, a male, single and live in Northern VA. I insure with Erie

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Old 03-20-2014, 09:32 PM   #3
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Insurance?
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Old 03-20-2014, 10:25 PM   #4
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850/year, 4 vehicles, 2 drivers w/house discount state farm
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Old 03-20-2014, 11:09 PM   #5
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1154 yr for full coverage on 2 vehicles / Drivers & Homeowners all with $0 deductibles and very good coverage.
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Old 03-21-2014, 07:26 AM   #6
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Yea, that's a bit nuts. We switched and combined insurance at the time, but I think they were estimating something around $70/month ($840/year) for my 2014 when I was trying to calculate the full cost of the new vehicle. 33 Male, single, clean record.
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Old 03-21-2014, 02:09 PM   #7
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27 male clean record in Canada. they took my left nut and first born
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Old 03-21-2014, 02:15 PM   #8
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About $1200 a year for 3 vehicles. 2010 Jeep has full coverage and commuter car and beater truck have liability.
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Old 03-21-2014, 02:15 PM   #9
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So it sounds like I am over-paying. Time to look for new.

Thanks all!
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Old 03-21-2014, 02:18 PM   #10
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give Erie a shot. Good prices and seem to be a quality provider.
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Old 03-22-2014, 06:30 AM   #11
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Im paying about $70 a month under my moms insurance. It waa actually like $3-5 dollars cheaper if the insurance had been in my name. Im male, 19yo, living in new jersey, with a clean record
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Old 03-22-2014, 06:41 AM   #12
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3000 per year. 2 adults, 2 kids under 25, 3 vehicles full coverage. Jeep is 540 per year full coverage 2013
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Old 03-22-2014, 06:51 AM   #13
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1700/year clean driver record. Welcome in Alberta...
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Old 03-22-2014, 08:02 AM   #14
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5 vehicles at the house. All of them with State Farm. The house is with State Farm also. With all of the discounts they offer plus My wife and I have clean driving records my yearly cost is $6500.00. That is $1300.00 per vehicle per year. We have some the highest rates in the nation. So if I am looking to buy a play toy I am looking at a minimum of a thousand dollars.
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Old 03-22-2014, 10:11 AM   #15
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20 years with the same insurance company only is good for them. In my experience going shopping every few years for new insurance is a good idea. Otherwise rates just sneak up year after year. With teenage driver (male) in the house, some companies wanted more than $8000/year to cover my five cars. My current insurance through AAA is just over $3400/year (full coverage, $500 ded, no glass). The '14 JK is the newest and cheapest of the bunch by a small amount (~550/yr). Of course, the teenager is limited to one non-sporty vehicle and the JK is not it. Seeing the previous post...State Farm was one of the companies wanting the high premiums (not the $8k, though). Three different SF agents came up with three significantly different quotes using the same information/coverage requirements. It pays to shop around for insurance, but the super cut rate stuff is not a bargain either. Buyer beware!

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