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Old 06-19-2013, 10:32 PM   #1
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Windshield Chips?

Just got my new Jeep not even a month ago & tonight I was on a dirt road when an idiot went flying past me going the other direction & a stone flew up & chipped my windshield I had the same thing happen to my other Jeep right before I traded it in! I understand that Jeeps are prone to stone chips because of the window being so upright, but are the chips safe to be filled in? Sadly, this one is right in my line of sight, too & has 'veins' so I'm afraid it's just going to keep spreading. Does your insurance cover windshield replacements 100%, or do you have to pay a deductible to get them replaced? And if I do have to get it replaced, how do I go about getting the exact same windshield with the little Jeep & the decal at the top (anything that I need to specifically ask for)?

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Old 06-19-2013, 10:56 PM   #2
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About 3 months ago I had a chip fixed not through insurance. Paid 60 bucks, I think. I recently had to get it fully replaced (7 month old 2013 JKU) because of a giant crack (unrelated to that chip). Paid a $100 deductible. If the crack were smaller than a dollar bill they'd repair/patch it for nothing but mine was longer so it got replaced. They have mobile service so came to house. Giant crack acquired from 95N. Good luck. Ugh.

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Old 06-19-2013, 11:03 PM   #3
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I had a bad crack in my OEM windshield several years ago. I replaced the windshield with a heavier thickness of glass, and with the two deep chips, I still have not seen the windshield crack.
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Old 06-20-2013, 09:26 AM   #4
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Based on where it's located (line of sight normally dictates replacement) and that it may be spidering, a replacement will be best. I have had three repairs and the last one the guy did me a favor by marking the work sheet a little higher and to the right so we could avoid a replacement.

When you call for service, tell them you have a jeep and want to replace with OEM. My rep knew exactly what I was talking about and had the tech bring it along in case we had to replace it.

Deductibles may apply depending on your insurance and any endorsements you may have. My insurance has a glass ded. but I have a AAA endorsement that waives that. So 3 repairs, no charge (beyond my AAA membership dues). I cannot remember if I would have had to pay difference between plain windshield and OEM or not.

Oh, and there are protection films out there similar to what you would use on a smartphone or tablet. Mixed reviews on them from what I understand though.
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Old 06-20-2013, 06:29 PM   #5
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In the two and a half years I owned my 2010 JKU, I went through 7 windshields. I bought them all but one since I don't have glass coverage. My favorite one was the one taken out by a propane grill on the interstate.
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Old 06-21-2013, 08:43 AM   #6
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Quote:
Originally Posted by PecosRiver View Post
In the two and a half years I owned my 2010 JKU, I went through 7 windshields. I bought them all but one since I don't have glass coverage. My favorite one was the one taken out by a propane grill on the interstate.
Pecos.....YIKES! 7??? How much do the windshields typically cost? I know we have a high deductible on our insurance (gotta love Michigan's insurance rates....we're the second highest state! ).

Seginus, I'm gonna have my husband check with our AAA & see if we have any type of coverage with them....we have membership with AAA....is that all we need?
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Old 06-21-2013, 08:58 AM   #7
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Quote:
Originally Posted by 4X4Lady View Post
Just got my new Jeep not even a month ago & tonight I was on a dirt road when an idiot went flying past me going the other direction & a stone flew up & chipped my windshield I had the same thing happen to my other Jeep right before I traded it in! I understand that Jeeps are prone to stone chips because of the window being so upright, but are the chips safe to be filled in? Sadly, this one is right in my line of sight, too & has 'veins' so I'm afraid it's just going to keep spreading. Does your insurance cover windshield replacements 100%, or do you have to pay a deductible to get them replaced? And if I do have to get it replaced, how do I go about getting the exact same windshield with the little Jeep & the decal at the top (anything that I need to specifically ask for)?
Windshield replacement deductible depends on your comprehensive coverage. I run zero deductible on mine when I found out it was only a few dollars more. Money folks will tell you that you should run deductibles on your insurance and I do on collision and liability but on comprehensive it is easier for me to have zero. In Colorado we get lots of chipped and cracked windshields when they sand the streets in the winter. That way I can take it into a replacement company and get a new windshield without paying anything. I know I am paying for it through a bit higher premiums but it is just easier. Also, insurance companies don't like replacing lots of windshields so many times they have repair deals with major glass companies and you can get it repaired for free. Repairs aren't perfect but it will prevent a full blown crack and give you extra time before you need replace it.
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Old 06-21-2013, 09:41 AM   #8
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Quote:
Originally Posted by 4X4Lady View Post
Just got my new Jeep not even a month ago & tonight I was on a dirt road when an idiot went flying past me going the other direction & a stone flew up & chipped my windshield I had the same thing happen to my other Jeep right before I traded it in! I understand that Jeeps are prone to stone chips because of the window being so upright, but are the chips safe to be filled in? Sadly, this one is right in my line of sight, too & has 'veins' so I'm afraid it's just going to keep spreading. Does your insurance cover windshield replacements 100%, or do you have to pay a deductible to get them replaced? And if I do have to get it replaced, how do I go about getting the exact same windshield with the little Jeep & the decal at the top (anything that I need to specifically ask for)?

Sounds like an excuse to fold the windshield down. Not sure about insurance, though, youd have to call and ask.
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Old 06-21-2013, 09:43 AM   #9
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Also,
joeuncool your sig is so true!
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Old 06-21-2013, 09:56 AM   #10
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Another option is adding a windshield film to the existing glass. Here's one company as an example which I have no experience with but you'll get the idea:

Jeep Wrangler Windshield Protection Kit - ClearPlex
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Old 06-21-2013, 10:06 AM   #11
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I pay somewhere around an extra $25.00 every six months for full glass coverage... well worth it!
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Old 06-21-2013, 10:50 AM   #12
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I just called my insurance company & they don't offer glass protection Plus the lowest deductible I can get on comprehensive is $100, so I went with that. Gonna try to get this chip repaired & see if that works. Just frustrating as I just bought the Jeep a month ago today!

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