4 point is probably correct, have you done any wheeling? if so did you find water?
the chunks might fall out when you pop the cover off.
next thing is, what color is the fluid, i know you wont know until the cover is off.
1977 Cherokee ChiefEdelbrock 1406, 33X12.50, front 1.5 inch shackle lift. AMC 360, th400 Quadra-Trac
2002 wrangler, stock 4.0, auto, 33X12.50 maxis buckshot, AEV Highline Body kit, Ford 9 inch rear end.
Soon to come mods: 4" full traction lift, 4.56 gears, 35X10.50R15 boggers, 35X12.50 cooper st tires, spooled rear end, and much more.