You are going to have to drop the pan. Might as well, you'll be able to tell if its the pump or a bearing then. Pretty easy to do, drain oil, drop starter and remove bolts on the pan.
2013 WRANGLER SPORT 2 DR., V-6 ,AUTO,HARD TOP
)1994 Jeep Wrangler 2.5L, Bestop top
/w steel half door and slider windows
5 speed, 2.5" lift, 31" tires,rack lights