I have mine as a "leisure only" vehicle on my esurance policy. As long as I don't exceed 2500 miles/year, it stays cheap. Since I really only drive the Jeep to work a few times a week and on trails, that 2500/year is doable.
Denis A. Baldwin
1991 YJ 2.5L, 1" BD MML, Ultimate 8.8, Super D30, 4.88 Gears, Detroit Lockers, 36" Super Swamper SAM-26s on Ion 171s, RE SOA w/RE1445 springs, Bilstein 5150s, 3in. BL, custom cage, Warn M8000, Double D Dash/OHC, 4Low Front Stinger Bumper, DirtWorx Rear Bumper WTC, Tube Fenders, RR OTT Steering and PAID FOR.