OK, thanks. I was thinking pintle hook. My mistake.
And then today I hooked up a chain to a 67' bronco to pull it out of my shop to make room. (I so want to sell the bloody thing but too lazy to post it) For wood working and storing crap for winter. Chain's hooked up to a pintle hook and my step son goes "What the hell do you catch with that thing? I said..."Jeeps".
Ordered our Sahara 11-15, VON and VIN from dealer today and first email from The Jeep Team also today. Its Deep Cherry w/black interior, 6-spd, black 3-piece, heated seats, connectivity group, trailer tow, anti-spin, 3.73 rear. OK - I'm ready for delivery.
A friend of mine gave me the name of a sales manager from the local Jeep dealer. I stopped by and talked to him this morning, really nice guy. Right from the start he started with pricing of 1% under invoice, I asked him if they would honor the tread lightly discount aswell and he said it wouldn't be a problem. So with pricing set at 2% under invoice we started to build both Jeeps.
For me, I wanted a 2 door Rubicon with Automatic (I commute in a lot of traffic), Dual tops and heated seats. Mine came out to $33,418 including everything sales tax etc. I priced it out using the prices on the first page of this thread and it seems right on the money of under 2% (which is about a $650 discount).
For my wife, she wanted a 4 door Sahara Unlimited, automatic, dual top and heated seats. That came out to $33,594 including everything.
With the pricing squared away he talked to me about financing options and offered a balloon payment financing set at 1.99% for 59 months and $385/month (Rubi) and $381 (Sahara). This payment option gives me a low monthly payment with a balance after 5 years ($12,982 Rubi, $13,387 sahara). The good part of this type of financing is that it keeps my monthly payments low and the ability to pay higher every month when I can afford it and if at the end of the 5 years I can use the Jeep's high residual value to either pay off the remaining balance, refinance or sell the jeep. Obviously my goal is to have it totally paid off within 5 years but its nice to have the option of a lower payment when I can't send a higher payment.
What do you guys think? first of the pricing and second of the financing option that I'm looking at.
correct, I'm not old enough to have amassed that much of a savings to buy a $30,000 + car in cash. Financing is my only option in order to get a vehicle that I'm still young enough to enjoy. Also, at 1.9% interest its not a bad deal and the low monthly payments still allows me to make higher payments when possible.
I get what your saying Tom but wouldn't it be better to set yourself up with a low monthly payment and make bigger payments whenever you can? Rather than going for a 36 term high payment and face struggling times? I do a lot of freelancing so my income fluctuates and the lowest payment works best. What do you think about the pricing itself? Do you think it's a good deal.
At 0% your not going to finance for 5 years? Why not?
I shoot for 0% even if its for only 24-36 months, if longer that's even better. If they don't offer 0% I pay cash. People tend to forget the interest cost when calculating the price of a vehicle, it typically adds thousands of dollars to the price. Now if my investments are getting me more than the interest rate is, then I'll borrow and pay interest, if 0% is not available.
I have an old school way of thinking which has kept me out of trouble, and top tier credit all my life. But that's just how I roll, opinions obviously vary.
Insight is up and running. My status (KZ) was just updated yesterday. On jeep.com/vots only old news.
I read before that Insight was to shut down on 11/12 but i checked it anyway and got the good news yesterday.