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Old 08-20-2013, 09:59 AM   #4201
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Quote:
Originally Posted by J33P3R4LIFE View Post
Just to add a little more detail to this scenario in case someone is using it to make a decision.
There are a few points missing from this explanation. In the scenario where you are investing $30k at 5%, you are also withdrawing $525 each month to make your car payment on the loan. Factoring in your principal amount being invested decreases each month, your actual interest will be $4,150 not $8,500 over the 60 months. You also have to subtract the $1,500 in interest charges you paid. You will be left with $2,605.

Instead, you could choose to pay the for the vehicle in cash and invest the monthly car payment each month. If you deposit $525 each month for 60 months into an account earning 5%, you will earn $6,500 in interest plus you will not pay $1,500 in interest charges for the loan. You will be left with $8,000.

Bottom line is you need to do what is right for you at the time, but remember to factor in all of the details.
Agree and Disagree. You're assuming that the $525 I spend on the Jeep would otherwise be invested instead of spent on beer and women

The argument can get complicated quickly. Which is why I closed with- do what you want with YOUR money cuz it's really not my business.

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Old 08-20-2013, 10:01 AM   #4202
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Agree and Disagree. You're assuming that the $525 I spend on the Jeep would otherwise be invested instead of spent on beer and women

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Old 08-20-2013, 10:02 AM   #4203
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Yes that does count Shay. You manage yourself now. But others need help.
It's all good- we're all here for the same reason anyway. I'll go back to waiting on Granite Crystal to open now.
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Old 08-20-2013, 10:22 AM   #4204
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You only go around once. Appreciate the fact that you can Jeep part of the way.
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Old 08-20-2013, 10:24 AM   #4205
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Agree and Disagree. You're assuming that the $525 I spend on the Jeep would otherwise be invested instead of spent on beer and women.
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Old 08-20-2013, 10:34 AM   #4206
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13
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Old 08-20-2013, 10:42 AM   #4207
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13

Thank you sir. just another 3 week wait

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Old 08-20-2013, 10:48 AM   #4208
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$ invested, unless with guaranteed return, is always risked as well. AGAINST the advise of a financial planner I took $ OUT of the market in December of 2007 to clear out debt. I was paying less than 2% interest, and had seen 17% gain on investments in the last 6 months. Further, I had to pay Capital Gains on the $ I took out.

Probably seemed like a stupid idea at the time, but I didn't like the Political climate and 12 months later I didn't look so stupid.

A financial planner or tax prep expert might not like me going out of my way to eliminate my car loans and pay off my mortgage. But they're happy to get the left overs. Most in the Jeep community wouldn't understand my priorities to give $ to my church long before I commit to invest in mods, but my Jeeps grow as they grow.
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Old 08-20-2013, 11:02 AM   #4209
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Pat

Seeing as how they already have a Wrangler in each color, according to AA, are they going to let us see them or are they going to have two sitting around in a closet and make people order without seeing the colors first?
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Old 08-20-2013, 11:26 AM   #4210
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Seeing as how they already have a Wrangler in each color, according to AA, are they going to let us see them or are they going to have two sitting around in a closet and make people order without seeing the colors first?
They will keep them in a closet, hopefully released in September.
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Old 08-20-2013, 11:47 AM   #4211
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13
interesting choice of release date.
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Old 08-20-2013, 11:50 AM   #4212
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interesting choice of release date.
I'm thinking i would have pick Tuesday instead of Wednesday
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Old 08-20-2013, 12:08 PM   #4213
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I'm thinking i would have pick Tuesday instead of Wednesday
They probably will change it. Allocation almost always open a day before what's shown on our calendar.
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Old 08-20-2013, 12:18 PM   #4214
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They probably will change it. Allocation almost always open a day before what's shown on our calendar.
Are you planning on one of your allocated jeeps being AMP'd???
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Old 08-20-2013, 12:47 PM   #4215
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Are you planning on one of your allocated jeeps being AMP'd???
I'm going to order a few.
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Old 08-20-2013, 01:01 PM   #4216
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13
Thanks ever so much...another goal...
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Old 08-20-2013, 01:10 PM   #4217
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13
Pat, any word on when RubiX will be available to order?
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Old 08-20-2013, 01:17 PM   #4218
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Thanks again for the info Pat!!! now I don't have to rush to get my order in at the dealer before I leave for vacation. One less thing to do in the next couple of days.
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Old 08-20-2013, 01:26 PM   #4219
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I'm going to order a few.
Sweet, looking forward to some pics when they finally come in as it will likely be a week or two longer to see then down here in Florida. Thanks again for all your info and work you do for us here
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Old 08-20-2013, 01:41 PM   #4220
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Hey pat,

I know you mentioned earlier that the college grad rebate did not adhere to wranglers, but did this change? I recently looked and there was no mention of wranglers not being included.

Thanks!
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Old 08-20-2013, 01:59 PM   #4221
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Hey pat,

I know you mentioned earlier that the college grad rebate did not adhere to wranglers, but did this change? I recently looked and there was no mention of wranglers not being included.

Thanks!
Wrangler is not included for 2013 or 2014 model year. If it changes, I'll post it asap.
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Old 08-20-2013, 02:29 PM   #4222
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GRANITE and AMP'D should open in September- currently first day to order will be 09/11/13
Thanks for the info Pat! Any word on a release date for Copperhead?
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Old 08-20-2013, 04:09 PM   #4223
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any word for copperhead?

Sucker, i think you can breathe a little easier now
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Old 08-20-2013, 04:18 PM   #4224
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Just ordered my first Wrangler. Sport 2 Door Anvil. Am stoked!!!
Let the waiting begin.
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Old 08-20-2013, 04:20 PM   #4225
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Hey everyone, I am planning to order new jkur x and would like to put 17x9 xd series rims with Goodyear mtr with k size lt315/70r 17s. I am planning to add an aev 3" lift later but am wondering if they will fit without a lift at the start. Thanks for any help you can give me.
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Old 08-20-2013, 04:59 PM   #4226
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any word for copperhead?

Sucker, i think you can breathe a little easier now
im curious as well now, whats going to happen to copperhead ?? are we still scheduled for september as well or will it be pushed back now ?
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Old 08-20-2013, 05:32 PM   #4227
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Just ordered my first Wrangler. Sport 2 Door Anvil. Am stoked!!!
Let the waiting begin.
Congrats!!!!! I have to wait till January 😢
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Old 08-20-2013, 05:34 PM   #4228
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Currently scheduled to open for order in September

Granite
AMP'd
Copperhead
Hydro ( Freedom Edition only)

Rubicon X
Freedom Edition
1 other Special Edition that I will post about in September
Warn Trail Kit
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Old 08-20-2013, 05:37 PM   #4229
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Currently scheduled to open for order in September

Granite
AMP'd
Copperhead
Hydro ( Freedom Edition only)

Rubicon X
Freedom Edition
1 other Special Edition that I will post about in September
Warn Trail Kit
excellent news !!!! Now Pat will copperhead and hydro be ready for order on that same scheduled date as well?
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Old 08-20-2013, 05:41 PM   #4230
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excellent news !!!! Now Pat will copperhead and hydro be ready for order on that same scheduled date as well?
Yes, all will open 09/11, though I am hearing allocation will open 09/10.


I also updated Post #1

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