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Old 05-16-2013, 12:00 AM   #91
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I think I would suck it up, call my insurance company and hope for a write-off. Also, I didn't realize the 13 Freedom edition used the same cloth material on the inserts as the 11 and 12 models, interesting....

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Old 05-16-2013, 12:32 AM   #92
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I would just see if insurance will total it. As some have stated, car being underwater this much may automatically classify it as totaled.

It would break my heart to know my jeep was underwater like this.
^^ That, if your insurance will cover it. You already have photos of the event. Hope all works out!

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Old 05-16-2013, 01:34 AM   #93
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Y'all know his insurance will drop him like a rock when he explains how it happened, right?
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Old 05-16-2013, 01:43 AM   #94
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If you claim it to your insurer, they will have an adjuster look it over with a master technician. They decide at that point where the breakover point is financially to repair versus replace.

WIill the insurer dump him? It is possible, but an insurer can dump a client for most anything in many States.
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Old 05-16-2013, 01:57 AM   #95
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It's more than that, he needs to read through his insurance policy with a fine tooth comb to determine whether he's guaranteed to be covered under whatever activity he was taking part in. If not, they will for sure get themselves out of paying anything AND drop him.
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Old 05-16-2013, 09:28 AM   #96
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It's more than that, he needs to read through his insurance policy with a fine tooth comb to determine whether he's guaranteed to be covered under whatever activity he was taking part in. If not, they will for sure get themselves out of paying anything AND drop him.
This ^


Idk why some of you guys think I should total it.
I'm going to dry up all the connectors this morning and well see what happens.
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Old 05-16-2013, 09:40 AM   #97
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This ^


Idk why some of you guys think I should total it.
I'm going to dry up all the connectors this morning and well see what happens.
Well, I'd do all your connectors, diffs F&R, engine oil, jack up each corner REALLY high to see if you can drain some areas, tow to tranny place to have them do a flush and take a look, deal with any lingering issues... let dry out for another week or so at least. See if it runs OK, and if JUST your tranny is still garbage take it to the dealer you bought it from and cry about it not working. Then pray they don't notice that you were playing 20,000 leagues under the sea. If other stuff, in addition to your tranny is acting up, I'd probably take those issues to an independent shop first and get the dealer just to focus on one most expensive part.

EDIT: If you're not under factory warranty, buy an aftermarket one that covers electrical and drivetrain... sit on it for several weeks then take to an independent shop.
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Old 05-16-2013, 09:55 AM   #98
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It's your Jeep, so do as you will. Keep in mind that the JK is far more susceptible to moisture than the CJ or YJ models due to all the electronics in them.

When electronics get water damaged, all kinds of things can happen and they can happen at random times. Some can be inconvenient and some can be dangerous.
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Old 05-16-2013, 10:29 AM   #99
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Call your agent and ask him/her if the loss would be covered. If you have a relationship with them then they will tell you. If covered then take the insurance route. If not covered then do not report the claim as then your vehicle will show up on all reports as flooded making it virtually unsalable. Then decide if repair is possible and go that route or fix it as best you can and trade it in.
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Old 05-16-2013, 10:45 AM   #100
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Call your agent and ask him/her if the loss would be covered. If you have a relationship with them then they will tell you. If covered then take the insurance route. If not covered then do not report the claim as then your vehicle will show up on all reports as flooded making it virtually unsalable. Then decide if repair is possible and go that route or fix it as best you can and trade it in.
I hate to be the one that says this, but get it running and no signs of flood. Then be that person who trades it in and push it on to someone else. You will surely have issues down the road.
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Old 05-16-2013, 11:12 AM   #101
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I hate to be the one that says this, but get it running and no signs of flood. Then be that person who trades it in and push it on to someone else. You will surely have issues down the road.
What would be the position with that? Say you bought this Jeep from a dealer in good faith with a couple of years left on the manufacturer warranty, then you had problems and took it back to the dealer to get fixed. They say, "Sorry, water damage, not covered under warranty, it's going to cost X grand to make it right". Clearly it wasn't you who did the damage, but just as clearly Chrysler aren't going to honour the warranty. Would the dealer have a responsibility to make it right at their cost as they sold the vehicle? It seems like a murky area to me.

Just to be clear, I don't have a problem with pushing problems on to a dealer - when I bought my Jeep I traded in a five year old Lincoln MKX that I know for a fact is going to require several grand's worth of work to the transmission in the near future, it's the main reason I did the trade and I sure as heck didn't tell them. They're the experts, if they didn't spot the problem then it's their fault. I'm just not sure if or how that liability rolls down to the next customer in the chain.
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Old 05-16-2013, 11:19 AM   #102
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I hate to be the one that says this, but get it running and no signs of flood. Then be that person who trades it in and push it on to someone else. You will surely have issues down the road.
Short of gutting the interior, there is never going to be a way to disguise it. That thing will smell like a swamp every time its humid. Things you haven't even seen are corroding under the dash. I had a Mustang and E-150 van both get less wet than that (over floors but below peak of transmission hump) and had problems with them for the rest of the time I owned them.

If dishonesty was the plan, the best bet would have been leaving it there and reporting it stolen.
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Old 05-16-2013, 12:35 PM   #103
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I just don't see how this will be as bad as some are guessing. Take it easy on me cause I'm new to all this but I see jeeps on YouTube driving through high water a lot and be fine. Yea interior seats carpets may be done but someone help me out with what I'm missing. Water didn't seem to get as high as dash where electronics are.
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Old 05-16-2013, 12:42 PM   #104
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Y'all know his insurance will drop him like a rock when he explains how it happened, right?
Yeah, would depend on the company. I have been young and foolish in my past and had some major self-inflicted vehicle "oopses". But claimed them and never got dropped by the insurance company(s). In some cases my rates didn't go up as weather was ruled a factor twice.

Can always ask your agent in a theoretical sense and see what reply you get...
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Old 05-16-2013, 01:03 PM   #105
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I just don't see how this will be as bad as some are guessing. Take it easy on me cause I'm new to all this but I see jeeps on YouTube driving through high water a lot and be fine. Yea interior seats carpets may be done but someone help me out with what I'm missing. Water didn't seem to get as high as dash where electronics are.
The biggest thing is time. Driving thru and sitting for 2 hours are 2 different things. Plus on YouTube, they might have extended their breather lines so that they don't get water in the driveline components
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Old 05-16-2013, 01:06 PM   #106
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I just don't see how this will be as bad as some are guessing. Take it easy on me cause I'm new to all this but I see jeeps on YouTube driving through high water a lot and be fine. Yea interior seats carpets may be done but someone help me out with what I'm missing. Water didn't seem to get as high as dash where electronics are.
In my Mustang the fuse box was down low (but well above the water line). It all corroded and when I had the dash apart everything that wasn't painted was all rusty and corroded there too.

My cars were actually in a flood. We were evacuated and they sat for a day in that water. Not sure if the 2 hours his Jeep sat is any better.
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Old 05-16-2013, 01:54 PM   #107
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Yeah, would depend on the company. I have been young and foolish in my past and had some major self-inflicted vehicle "oopses". But claimed them and never got dropped by the insurance company(s). In some cases my rates didn't go up as weather was ruled a factor twice.

Can always ask your agent in a theoretical sense and see what reply you get...
If you're a SGT you probably have USAA, as do I, and they aren't looking to bend you over. We're in a completely different boat, err jeep, than OP.
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Old 05-16-2013, 04:28 PM   #108
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Update:


Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.

Going to take it to the stealership and have them clear codes etc. maybe they'll Fiqure it out.
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Old 05-16-2013, 07:16 PM   #109
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Update:


Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.

Going to take it to the stealership and have them clear codes etc. maybe they'll Fiqure it out.

Did you get tranny, etc. flushed? I'd hold off on stealership until you're confident they will fix under warranty.
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Old 05-16-2013, 07:21 PM   #110
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Update:

Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.

Going to take it to the stealership and have them clear codes etc. maybe they'll Fiqure it out.
Oh yeah they will figure something out allright.
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Old 05-16-2013, 07:23 PM   #111
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Yeah I wouldn't take it to the dealer. Go to autozone or someplace like that to read the codes.
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Old 05-16-2013, 10:32 PM   #112
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Update:


Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.

Going to take it to the stealership and have them clear codes etc. maybe they'll Fiqure it out.
I don't get it. The transfer case is 100% manual. You are either in 4-low or not. I don't see how flooding could get you stuck in 4-low. Does the transfer case lever move at all?
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Old 05-16-2013, 10:41 PM   #113
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Update:

Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.
That doesn't signify 4 low. You know you're in 4x4 when it bucks and binds in turns. You know you're in 4 low when you're in overdrive at less than 20mph
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Old 05-16-2013, 11:35 PM   #114
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I am betting it is an electrical or sensor problem due to the water. This isn't going to be covered under warranty. Get the code read and go from there.
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Old 05-17-2013, 08:10 AM   #115
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Old 05-17-2013, 09:02 AM   #116
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maybe the linkage for the transfer case is messed up. crawl under and look at it to make sure you are able to put in 2wd.
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Old 05-17-2013, 09:34 AM   #117
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Time to roll it down a mountain and start over. Maybe avoid water next time.
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Old 05-17-2013, 10:57 AM   #118
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If you're a SGT you probably have USAA, as do I, and they aren't looking to bend you over. We're in a completely different boat, err jeep, than OP.
A buddy of mine rolled his TJ on a trail a few years back. He called USAA and asked some feeler questions about his policy and off-road conditions. They wouldn't cover it so, he ended the call. He then proceeded to dig up some dirt in his ditch and re-rolled it in the front yard. Called back...fully covered.

Guess he must have missed the driveway. Oops.
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Old 05-17-2013, 12:01 PM   #119
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A buddy of mine rolled his TJ on a trail a few years back. He called USAA and asked some feeler questions about his policy and off-road conditions. They wouldn't cover it so, he ended the call. He then proceeded to dig up some dirt in his ditch and re-rolled it in the front yard. Called back...fully covered.

Guess he must have missed the driveway. Oops.

Naughty. He could have not lied about it and said it happened on a dirt road, which would be the truth. "Trail", "Off-Road" and "Track" are buzz words for getting reamed by your insurer.
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Old 05-17-2013, 12:53 PM   #120
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Update:


Cleaned the connectors to no luck, still stuck in 4lo. Almost 100% positive of this because of hearing the clunking jumping sound of going Into gear when put in D.

Going to take it to the stealership and have them clear codes etc. maybe they'll Fiqure it out.
Any update? I'm curious if any of my hypothesis are correct.

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