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Old 06-25-2014, 06:50 PM   #1
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Another One Bites the Dust

So yeah, wife and I were in an accident Saturday night. We were driving through an intersection on green and a 17yo girl was coming in the opposite direction and did not yield and made a left hand turn into me. I was over halfway through the intersection when I tried swerving and braking however there was a curb and light pole right there, so no where else to go. She unfortunately did not brake at all. And might have panicked and hit the gas instead.

Needless to say, the Jeep's front drivers quarter/suspension received the majority of the impact. Both wife and I were just sore/bruised and walked away. Girl that hit me was driving a 2000 Cherokee. Must have hit us pretty hard for her airbags to go off.

With regards to the Jeep, they are still writing up the estimate however the frame has been bent 1-2", cracked engine block, transfer case and front axle would need to be replaced too. i'm hoping at this point they total it, but sure sucks all the time and money I've put into it.

I must add that my Ace rock rails saved the rest of the entire side of the jeep, and they hardly had a scratch on them!
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Old 06-25-2014, 07:08 PM   #2
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So sorry to hear this!! Thank goodness you and your wife weren't seriously injured, how scary.

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Old 06-25-2014, 07:12 PM   #3
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Glad you and your wife escaped with just bruises
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Old 06-25-2014, 07:17 PM   #4
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Looks like a Cherokee trying to get some wrangler action. Even ugly jeeps need love too.
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Old 06-25-2014, 07:36 PM   #5
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So yeah, wife and I were in an accident Saturday night. We were driving through an intersection on green and a 17yo girl was coming in the opposite direction and did not yield and made a left hand turn into me. I was over halfway through the intersection when I tried swerving and braking however there was a curb and light pole right there, so no where else to go. She unfortunately did not brake at all. And might have panicked and hit the gas instead. Needless to say, the Jeep's front drivers quarter/suspension received the majority of the impact. Both wife and I were just sore/bruised and walked away. Girl that hit me was driving a 2000 Cherokee. Must have hit us pretty hard for her airbags to go off. With regards to the Jeep, they are still writing up the estimate however the frame has been bent 1-2", cracked engine block, transfer case and front axle would need to be replaced too. i'm hoping at this point they total it, but sure sucks all the time and money I've put into it. I must add that my Ace rock rails saved the rest of the entire side of the jeep, and they hardly had a scratch on them!
Glad you are both ok and glad to hear the ACE sliders added some protection!
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Old 06-25-2014, 07:39 PM   #6
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WOW, I am glad you are both OK. I feel for you knowing how much time, effort and love we put into the machine. I know your 2014 will be even better.
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Old 06-25-2014, 07:41 PM   #7
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The best news out of this is sure glad you both walked away
Good luck with your rig hoping that turns out ok too
Maybe you can arrange to get stuff off that isn't broken
Now look to the good news think what you can replace it with
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Old 06-25-2014, 08:16 PM   #8
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Thanks all... And yes we are fortunate to have walked away. I will add that the girl in the other vehicle walked away as well but VERY shaken up. I'm sure she will be feeling it in the coming week.

If it is totalled, I'm thinking of getting at least my wheels and trektop off of it but we'll see. Never totalled a vehicle before. Might just look into a Rubicon if I can get one for a good deal

I may add, last July my wife totalled her Fiat and walked away from that as well, so here's to hoping our luck is going to turn around.
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Old 06-25-2014, 08:26 PM   #9
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Oh man, I hate seeing jeep on jeep violence like that. Glad you're all ok!
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Old 06-25-2014, 08:51 PM   #10
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Might just look into a Rubicon if I can get one for a good deal
:ROFL: You'll be the first person!

Seriously, though, WOW! Like everyone, so glad everyone is well. Dude ran a redlight and my wife nailed him in her 8 month old 11 Grand Cherokee. He was in a little 4-door compact of some kind. Amazingly, the GC sustained almost $11,000 damage and -- get this -- neither the hood nor either of the front fenders had to be touched! That's right, all of that cost was sustained between the end of the hood and the front of the bumper! To be fair, a little over 2k of that was the radar unit for the adaptive cruise control, but still!

Anyway, hopefully that's a total and you'll be ordering a 15 or picking up a 14 at a dealer near you before you know it.
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Old 06-25-2014, 09:21 PM   #11
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Thanks all... And yes we are fortunate to have walked away. I will add that the girl in the other vehicle walked away as well but VERY shaken up. I'm sure she will be feeling it in the coming week.

If it is totalled, I'm thinking of getting at least my wheels and trektop off of it but we'll see. Never totalled a vehicle before. Might just look into a Rubicon if I can get one for a good deal

I may add, last July my wife totalled her Fiat and walked away from that as well, so here's to hoping our luck is going to turn around.
Did you ever consider you two with two different crashes your other passenger was a guardian angle
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Old 06-26-2014, 07:21 AM   #12
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It's amazing how fast damages rack up on vehicles these days.... I'm guessing if they would have hit us more in the side and between axles, it would have been much different... Fortunately the doors were on that night.

And we definitely have someone watching over us... We've been married for a year and have been tested so many times...
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Old 06-26-2014, 07:28 AM   #13
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First off, glad you both are OK, thats the most important thing. Its a vehicle, it can be replaced.

With a frame bend like that in the middle of the frame I would be pushing for a new frame and not just having that one straightened. If it was one of the frame horns at the ends of the frame, I might feel different and be ok with straightening, but in the middle of the frame rail, I dont think I would trust it.

And in case you havent already(maybe you said this already, maybe not), I would contact your insurance and let them fight it out for you. It saved my bacon a few years ago when I got t-boned and the other drivers insurance wanted to fix the vehicle while mine decided to total it. Cost me my deductible until they got it figured out, but I had a rental car. My insurance and the other drivers insurance ended up in court because they refused to pay my insurance company. The adjuster for my company actually listened to my concerns about various damage done to the vehicle and why I wanted it totaled.
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Old 06-26-2014, 08:27 AM   #14
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Glad you and your wife are OK. Jeeps can be replaced, people can't.

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Old 06-26-2014, 08:39 AM   #15
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Yep, most importantly, we are all OK. Lives and your health can't be replaced.

Currently I'm going through my own insurance as I have replacement cost and it's currently at a direct repair shop. When I spoke to the body shop manager he noted I think the frame was "diamoned" and think the bend is in the front. Regardless, even if damages aren't enough to total it, their repairs have to be guaranteed for as long as I own the jeep, but he mentioned he could just total it under a "structural" total loss which seems like they may lean that way...

If I do get a new vehicle, I think a Rubicon is out of the question but will get another Sport with at least a few extra options.
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Old 06-26-2014, 09:50 AM   #16
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Glad you're OK... FWIW, the old rule of thumb was 80% of the FMV of the vehicle would be a total loss... sometimes as little as 60% if you pitch a fit, but they want to fix it, not write it off.

so KBB 2013 JKU Sport in "good" condition let's say ~ $27k... the repair (parts & labor) would have to be ~ $22k for it to typically warrant a total loss.

If this is the outcome you want, insist on genuine MOPAR parts, cite depreciation of your asset as it now has a major accident in the vehicle history, cite any and all aftermarket components (hope you have receipts, etc.) and really push it. It is in their best interest to fix it as cheap as possible and keep the claim amount as small as they can.

Good luck.
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Old 06-26-2014, 10:03 AM   #17
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Glad y'all are OK. How your ace rails held up and helped might let me talk the wife into letting get some. Told her its more protection for our kid that's fixing to be born.
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Old 06-26-2014, 11:50 AM   #18
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Better get life insurance or make sure you pay your premiums... just saying.

Glad all is well and hope the insurance company makes things right.
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Old 06-27-2014, 07:34 AM   #19
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Thanks for all the helps and points. Spoke to the body shop yesterday and today and it looks like it is indeed repairable. I have mixed emotions right now, but if they are able to get it fixed correctly, (which they are a big reputable shop) then I don't think I have a problem. It beats starting all over with the majority of stuff. Total damages currently sit at over $12k. And the engine block is NOT cracked, just the upper oil pan.

Now that being said, I know the value of the Jeep will be taking a tumble after this accident. While we don't plan on selling the jeep in the near or far future, I might look into a diminished value claim with the other insurance company (who's driver is at fault). Anyone have any help or tips on proceeding with this?
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Old 06-27-2014, 12:04 PM   #20
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I would be pushing to get it totaled. That's a lot of stuff to fix and how much time and stress will be spent getting it right? I know it's not totally up to you but I'd be pushing that big time especially since this wasn't your fault. I know they can work magic with vehicles but...

Glad everyone is OK and good luck with whatever happens.
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Old 06-27-2014, 02:35 PM   #21
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Deleted, I read further that the jeep was not totaled.
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Old 06-27-2014, 03:02 PM   #22
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I would be pushing to get it totaled. That's a lot of stuff to fix and how much time and stress will be spent getting it right? I know it's not totally up to you but I'd be pushing that big time especially since this wasn't your fault. I know they can work magic with vehicles but...

Glad everyone is OK and good luck with whatever happens.
Wash pushing for it to be totaled, even as a structural total loss, but they seem to be confident in fixing it. The vehicle valuation on it is still around $30k anyways so nowhere near what it would take to total it in the insurance world (I used to be an adjuster for a couple years, to I'm well versed in this area). Largest item is the new front axle...maybe I should have been pushing for a Dana 44 instead...or at least different gears than the 3.21 I have.

In any case, I'm looking into getting some reimbursement for diminished value, but still need to wait to hear from the other insurance carrier.
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Old 06-27-2014, 09:34 PM   #23
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Jeep on Jeep violence, when will it end!!!!! Glad everyone was OK.
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Old 06-27-2014, 11:10 PM   #24
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glad yall are all good. cracked engine block? yea, its totaled. that alone is a $9,500 part installed last time I looked. (I have a buddy who likes to hydrolock multiple times)

ah, just read its only the pan. that sucks.
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Old 06-27-2014, 11:58 PM   #25
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In any case, I'm looking into getting some reimbursement for diminished value, but still need to wait to hear from the other insurance carrier.
I'd hope you get that. Selling it will be hard with that kind of crash in the vehicle's history.
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Old 06-28-2014, 11:48 AM   #26
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We were hoping to hold onto this jeep fro quite a while...not sure if we'll try to sell it after it's fixed or hold onto it. In any case, once the other insurance company accepts liability, we'll be looking into getting some money back for the diminished value. Currently it looks like I'll have to hire my own appraiser for something like that.
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Old 06-28-2014, 04:36 PM   #27
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Thanks all... And yes we are fortunate to have walked away. I will add that the girl in the other vehicle walked away as well but VERY shaken up. I'm sure she will be feeling it in the coming week.

If it is totalled, I'm thinking of getting at least my wheels and trektop off of it but we'll see. Never totalled a vehicle before. Might just look into a Rubicon if I can get one for a good deal

I may add, last July my wife totalled her Fiat and walked away from that as well, so here's to hoping our luck is going to turn around.
Glad you are okay. I would be pissed if this happened to me when clearly she was at fault. Is she challenging you in the way or has she acknowledged fault?

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