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Old 04-07-2014, 08:32 PM   #1
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Maxcare Lifetime Warranty-Make sense?

Hey all, I just bought a 2014 Willys last week and plan on using it for it's intended purpose. I got the Maxcare Lifetime Warranty and I am questioning whether I should keep it. Knowing that I am going to be off-roading this thing and will be making mods, I am not sure if having coverage like this will be necessary. If I break an axle mudding, I wouldn't necessarily think it would be covered anyway. For what it is worth, I would not be able to do engine work, tranny work or troubleshoot an electrical issue but the rest of the mechanicals I could handle. I read through the warranty

What are your thoughts on this warranty or warranties in general? It was close to $2500.

Go with the basic warranty and hope for the best?

Thanks!!!
Jeff

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Old 04-07-2014, 08:36 PM   #2
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Extended warranties are a gamble. Odds are you will never get what you pay into it (same with insurance) if that weren't the case they would stop offering them.

It's just another profit center as far as I'm concerned.

However *IF* this vehicle is your primary transportation and you aren't financially able to handle big ticket repairs, it may be worth the gamble.

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Old 04-07-2014, 08:53 PM   #3
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Most of the typical stuff that wears out isn't covered. The things that the warranty does cover usually aren't too expensive, or normally don't need to be replaced even after the regular warranty runs out. If you plan on owning it for 10+ years it might not be a bad idea. However, if you modify something or take it off-road prepare for some resistance if you come in with an expensive warranty claim. I doubt they'd fork out the money for a new transmission if they find anything in the drivetrain changed, or motor if they find anything like a CAI or possibly even an exhaust without bitching about it or making you fight them on it.

Either way, you can buy the extended warranty later on. I think you have a year for some, and others allow you to purchase an extended warranty as long as you do so before the factory warranty runs out. I wouldn't add a warranty to a loan. If you can't get it with cash I wouldn't bother. Paying interest on money you are placing as a bet just doesn't make sense to me.
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Old 04-07-2014, 08:54 PM   #4
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Originally Posted by satchmo72 View Post
Hey all, I just bought a 2014 Willys last week and plan on using it for it's intended purpose. I got the Maxcare Lifetime Warranty and I am questioning whether I should keep it. Knowing that I am going to be off-roading this thing and will be making mods, I am not sure if having coverage like this will be necessary. If I break an axle mudding, I wouldn't necessarily think it would be covered anyway. For what it is worth, I would not be able to do engine work, tranny work or troubleshoot an electrical issue but the rest of the mechanicals I could handle. I read through the warranty What are your thoughts on this warranty or warranties in general? It was close to $2500. Go with the basic warranty and hope for the best? Thanks!!! Jeff
Return the one from the dealer and if you still want it ClayR (I think that's his name) sells them on here for under $2k. Otherwise take $2k throw it in an eft and leave it be until something breaks that you need to get fixed. That way your money is working for you and if you never need a large repair maybe you'll even double your money in 7 years
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Old 04-07-2014, 09:00 PM   #5
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What are your thoughts on this warranty or warranties in general? It was close to $2500.
A lot depends on what you plan to do with your Jeep. If you're going to add a lift kit and a lot of other mods that can potentially void your warranty then it probably wouldn't be a good investment.

I purchased the Maximum Care lifetime warranty from a forum member on here for a little less than $2,000 around 4 months ago. We plan on keeping our Jeep for at least 10 years and no mods. That comes out to less than 55-cents per day on the warranty cost, knowing I will never have to pay for a major repair for as long as we own it. Free rental car and other goodies are included.

If you want to keep the warranty and save a few hundred dollars send a PM to ClayR on here and ask him what he can do for you. I think you have 60 days to cancel a lifetime warranty for a full refund. Then, turn around and buy it through Clay.
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Old 04-07-2014, 09:24 PM   #6
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Lots of things to consider. I am not familiar with the warranty you are asking about, but here are some considerations.

What is covered? Look at exactly what components are covered. Not all warranties that say they cover the power train cover all of the components you think that would include.

What is the deductible? Many warranties have a $500 - $1000 deductible, which seriously limits the value of the warranty.

Where do you have to take it for service? If you have limited service facilities that participate with the warranty provider, then you have to consider what happens if you break down while traveling or move away. The tow bill to get it back to a service provider could be as bad as the cost of a repair, not to mention the inconvenience.

Extra or extended warranties are insurance and insurance companies are some of the most profitable businesses in existence. The fact that dealerships will often negotiate the price of an extended warranty tells me they are overpriced and another way for them to pad their bottom line. Even if you get a good deal on one, you are probably just paying for someone else's repairs and some overpaid executive's salary. If even half the people who bought them got their money's worth back out of them, the price would be higher.

I will admit that I trade vehicles on a fairly regular basis, but not always for a brand new vehicle. In my 25+ years of vehicle ownership I have yet to spend $2k total in repairs that would have been covered by an extended warranty.

I personally wouldn't spend the money and feel confident that if I do have to pay for a major repair on a vehicle that would have been covered, I will still come out ahead over buying a warranty on each vehicle I own.
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Old 04-07-2014, 10:15 PM   #7
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Great thoughts guys. No, it is not primary per se. I will drive it during the summer to work but that is only 7 miles one way, the wife will drive it in the winter when it snows. I do plan on getting it dirty, trailing and what not. No lift kit planned but that could change. I do not want to be hemmed in by my warranty. This truck was bought to have fun in and my idea of fun is off-roading it!!

I will contact Clay if we decide to keep the warranty on it.

Thanks!!!!!

My wife works at a credit union and we can purchase a warranty through them at any time she said, so I think I am going to cancel the warranty and see what the first 36K miles tell me.
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Old 04-08-2014, 09:25 AM   #8
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Great thoughts guys. No, it is not primary per se. I will drive it during the summer to work but that is only 7 miles one way, the wife will drive it in the winter when it snows. I do plan on getting it dirty, trailing and what not. No lift kit planned but that could change. I do not want to be hemmed in by my warranty. This truck was bought to have fun in and my idea of fun is off-roading it!!

I will contact Clay if we decide to keep the warranty on it.

Thanks!!!!!

My wife works at a credit union and we can purchase a warranty through them at any time she said, so I think I am going to cancel the warranty and see what the first 36K miles tell me.

You can purchase the LifeTime warranty anytime during the 3 year 36,000 warranty. I believe it's $150 more once you pass 12,000 miles or 12 months. Enjoy the Jeep!
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Old 04-08-2014, 11:28 AM   #9
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To each his own. I have personally used every dollar of my extended warranties on all my vehicles.....especially the 3/4 ton pickups. i get the 100K mile Max Care usually....and the Jeep i did the lifetime maxcare. I plan on keeping it a long time. My dealership is mod friendly so no issues there. Do the research.
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Old 04-30-2014, 01:41 PM   #10
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To each his own. I have personally used every dollar of my extended warranties on all my vehicles.....especially the 3/4 ton pickups. i get the 100K mile Max Care usually....and the Jeep i did the lifetime maxcare. I plan on keeping it a long time. My dealership is mod friendly so no issues there. Do the research.

+1 here!!!

my mechanic said GOOD luck when I told him I was buying a jeep!!! said Chrysler products well.... not so good!! ha ha...

This is my first Jeep... so I contacted Clay as well.... my dealer wanted 3500!!! clay got it for me for 2095.00 seems like its well worth the piece of mind..

everyone has there depth of comfort ... mine is just shallower than most I guess....

hopin I never have to use it!! but unlimited time!! and miles!! 100 buck deductible...seems like a no brainer...
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Old 06-05-2014, 04:07 PM   #11
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Hi everyone. I just bought my first JK a few weeks ago and I'm beyond happy (will post some pics soon)
I made the horrible mistake of buying third party extended warranty for $2,600 wich I'm planning to cancel on Monday and get the Lifetime Maxcare instead. Can I still add the Lifetime Maxcare on my jeep or is too late due the high mileage? My JK is a 2010 Sport 52K miles.
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Old 06-05-2014, 04:12 PM   #12
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Hi everyone. I just bought my first JK a few weeks ago and I'm beyond happy (will post some pics soon)
I made the horrible mistake of buying third party extended warranty for $2,600 wich I'm planning to cancel on Monday and get the Lifetime Maxcare instead. Can I still add the Lifetime Maxcare on my jeep or is too late due the high mileage? My JK is a 2010 Sport 52K miles.
You can only add it during the 3 year 36k mile warranty. Sorry.

I would return that $2600 3rd party warranty and stash the money, if something needs to be fixed, you got at least $2,600 to put towards fixing it...IMO
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Old 06-05-2014, 04:46 PM   #13
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You can only add it during the 3 year 36k mile warranty. Sorry.

I would return that $2600 3rd party warranty and stash the money, if something needs to be fixed, you got at least $2,600 to put towards fixing it...IMO
I found the answer on Chrysler extended warranty, factory backed Dodge, Jeep, Chrysler (not good news for me)
"ELIGIBLE VEHICLES All Chrysler, Jeep® and Dodge vehicles within 48 months of the in-service date and currently having less than 48,000 miles are eligible for Lifetime Maximum Care Plans. "

The good news is that I can still buy the 5 Years, 60,000 Miles for almost $3k
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Old 06-05-2014, 04:53 PM   #14
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That would be 5 years from the in service date, and 60,000 total miles?....

If that's the case that would be an AWFUL deal. Don't buy the warranty, just save the money and put it aside. Or keep the warranty you have Nothing really wrong with a 3rd party warranty, just make sure they're a good company.
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Old 06-06-2014, 11:50 AM   #15
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The good news is that I can still buy the 5 Years, 60,000 Miles for almost $3k
Send a PM to forum member ClayR. He works at a Chrysler dealership and has gotten people on here some great prices on Chrysler extended warranties.
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Old 06-06-2014, 12:30 PM   #16
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i went for the lifetime unlimited warranty deal also as I tend to keep my stuff 10 years or longer...i never ever run out of miles on my factory warranty just time.I just sold my 91 Cherokee limited with 81k miles on it to buy my JKU..heck my 03 CTD dually only has 51k miles on it!...to be honest it is a good policy in as much as what it all covers. example: Air conditioning components (which is important to me) are one of the biggest offenders of parts failure and nearly EVERYTHING is covered under the policy ...all the ECM,BCM's etc are covered which is another known failure prone part for at least 300.00 bare minumum most are more than that..heck a trans alone is over 3500.00 so ya I think it is worth it if you plan to keep your vehicle longer then the factory warrany....just beat them up as best you can to get the price down...my whole purchase hinged on the price of that warranty...they started at 3000.00 which made me pee my pants laugin so hard.i ended up at 1500.00 for a 100.00 ded....i also got rubi take off wheels/tires thrown in on the deal also
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Old 06-06-2014, 08:48 PM   #17
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I plan to keep my JKURX for a loooong time, so I went with the lifetime max warranty. Purchased here on the site for under $2K. I'm confident it will pay for itself with one or two major repairs.
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Old 06-06-2014, 08:54 PM   #18
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Mine has been in the shop several times. It has 7k on it. The warranty is sweet because they will give you a free car while it's being repaired. My warranty will pay for itself in rental car costs alone .

It goes back in next Wednesday for random electrical problems.
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Old 06-06-2014, 08:55 PM   #19
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Love my maxicare.

73000 miles on a 2012...I drive the crap out of it on road and off road every day.

And I never lose sleep worrying if a mechanical issue will put me out of business....or nuke my savings.
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Old 06-07-2014, 12:23 AM   #20
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Another thing to think about is what is your age? We are in our 70's so getting in and out might not be an option in four or five years. A 7 year warranty would probably outlast us.
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Old 06-12-2014, 09:37 PM   #21
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Hey y'all- chiming in here-

I just purchased the Mopar Protection plan that is unlimited lifetime miles and is transferable with $100 deductible. The cost was $3800.

I was told that was the best price from the operator with Chrysler.

Can I get a better price?

Do y'all think the warranties are a good investment?
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Old 06-12-2014, 10:16 PM   #22
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Hey y'all- chiming in here- I just purchased the Mopar Protection plan that is unlimited lifetime miles and is transferable with $100 deductible. The cost was $3800. I was told that was the best price from the operator with Chrysler. Can I get a better price? Do y'all think the warranties are a good investment?
I would think ClayR would take care of you. He is easy to work with.
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Old 06-13-2014, 06:38 PM   #23
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I just purchased the Mopar Protection plan that is unlimited lifetime miles and is transferable with $100 deductible. The cost was $3800.

I was told that was the best price from the operator with Chrysler.
My goodness. That's almost twice as much as what I paid from forum member "Noble" on here last December.

If you cannot reach him or ClayR you might try the ChryslerWarrantys website. When I was shopping around they were only slightly higher than the two forum members I mentioned above. Hint: When you fill out the form for an instant quote wait a few days and you'll get an email for an even bigger discount.
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Old 06-14-2014, 05:57 AM   #24
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Hey y'all- chiming in here- I just purchased the Mopar Protection plan that is unlimited lifetime miles and is transferable with $100 deductible. The cost was $3800. I was told that was the best price from the operator with Chrysler. Can I get a better price? Do y'all think the warranties are a good investment?
They told me the same junk on the phone, then I went through Zeigler (before I knew about ClayR) and got mine for $2100. Stick with one of the other sources for it.

Also you need to check the paperwork, I think the operator might have misspoke to you. The other MaxCare plans are transferable, but the lifetime is not. I've never seen a transferable lifetime warranty, but maybe ClayR or some one more knowledgable can correct me if I'm wrong. I know for sure mine is not.
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Old 06-14-2014, 07:53 AM   #25
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I bought my maxi care lifetime in 2012 for 2029.00 jku
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Old 06-15-2014, 07:36 AM   #26
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Great input and thoughts - I appreciate it.

Just to close the loop on a couple of things I found out:

Florida is one of only two states that is allowed to sell a lifetime, transferrable warranty. This is an insurance policy and is state regulated on the price. The cost was $3812 for a lifetime, bumper to bumper, $100 deductible, fully transferrable warranty. It is called Mopar Vehicle Protection.

I cancelled the plan Friday- had a free 60 day fully refundable look. Personally, with all the mods I am making/made- the only major component that would probably be worth the expense of the warranty would have been the a/c. To me, it was worth the gamble to go without it.

Thank you-
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Old 06-15-2014, 08:51 PM   #27
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I told My dealer that someone online would sell the lifetime cheaper than he was offering and he asked me how cheap and I said around 2K and he gave me the lifetime w/ $100 deductible for $1995.

I keep my vehicles 10+ years (assuming no wrecks or hail) and live in DFW which means long commutes for everything so for me this makes sense. Normally I avoid extended warranties but this one seems to make more sense than most.
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Old 06-15-2014, 09:00 PM   #28
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I told My dealer that someone online would sell the lifetime cheaper than he was offering and he asked me how cheap and I said around 2K and he gave me the lifetime w/ $100 deductible for $1995. I keep my vehicles 10+ years (assuming no wrecks or hail) and live in DFW which means long commutes for everything so for me this makes sense. Normally I avoid extended warranties but this one seems to make more sense than most.
I went with a similar approach, but TPMS dealer told me because of their low volume that they couldn't get that low and the higher volume dealers could. When I told him the price he said he couldn't get within $500 of it and to go with them on it. I wanted to give them the sale, but I appreciated his honesty.
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Old 06-15-2014, 09:40 PM   #29
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I just got my 2012 jeep last month and got lifetime warranty for $3k with 1% reduction on interest rate for entire loan. Good to hear I have time to negotiate. Regardless, I think it's a wise investment when keeping vehicles a long time.
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Old 06-17-2014, 12:14 AM   #30
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I told My dealer that someone online would sell the lifetime cheaper than he was offering and he asked me how cheap and I said around 2K and he gave me the lifetime w/ $100 deductible for $1995.
I tried that with my local dealer. I even printed out the quote from a forum member who was selling them for $1,950 and no sales tax last December. The finance manager looked it over and told me they couldn't go that low because that price was lower than THEIR cost of $2,4xx something.

I bought it from Mike Noble (SN "Noble") here on the forum for $1,950. Thanks, Mike. And my wife enjoyed her lifetime warranty Christmas gift.

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