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Old 02-18-2014, 11:18 PM   #1
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Need help getting jeep (bc canada)

Hey all fellow jeep lovers! I'm running into a problem guys, I've been lurking on these forums for a long time and I figure this is my last place to try. At the moment I'm trying to trade my car to get a 2013 sahara unlimited at a dealership, the total of the loan would be close to $35000 (I have negative equity on my existing car loan) however my $3200 a month income is not taxable because I do respite work (watch special needs kids) thus the bank is requiring me to have a co signer on my loan. Ive exhausted my options with family members who seem to all be indebted to their own maximums. So quick info would be that after a year the co signer would be removed, I would be listed as primary owner right off the bat for my own security. And lastly said person if willing to help needs to be in Canada, best being in B.C in the lower fraser valley. If your willing to help me and all gets approved I would be willing to pay for this service with $150.

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Old 02-18-2014, 11:48 PM   #2
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I cannot imagine for the life of me that someone would put themselves on the hook for 35 grand for 150 bucks, completely trusting in a total stranger. What happens if you don't have insurance on the Jeep and wreck it? The guy who signs on the dotted line is out 35 grand for $150 bucks?

Sorry, hate to be harsh, but I think someone would have to be absolutely off their rocker to even consider this.

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Old 02-18-2014, 11:51 PM   #3
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I can't believe that this post is actually real. I honestly can't.
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Old 02-18-2014, 11:56 PM   #4
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I would have to put insurance on it at the dealership seeing as in Canada it's law, and it's alright if you speculate or hate. I realize this is an odd request or "unreal post" but In truth it's the last option I have to try so I figured I should.
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Old 02-19-2014, 12:02 AM   #5
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Do you realize exactly how much financial risk you are asking a complete stranger to take on?

And I mean ... come on. It's a brand new freaking Jeep. It's not like anybody NEEDS it. Seriously, if a bank won't lend you the money to get the Jeep, maybe you shouldn't be buying it?
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Old 02-19-2014, 12:02 AM   #6
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I'm confused how you working with special needs kids somehow would make it so you don't have a verifiable income? Doesn't make any sense what so ever...

Not trying to be rude if this is real, but you really shouldn't ask (nor should you assume) that someone would put their credit and life on the line for a total stranger that wants a $35-40k Jeep. Kind of insane!

If you don't have a verifiable source of income (somehow??) - I suggest you purchase a much cheaper vehicle.
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Old 02-19-2014, 12:07 AM   #7
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Because I work with special needs kids and do so under contracts I get paid weekly with cheques, and most bank don't consider looking at the last 5 years of bank statements to prove you deposit said cheque every Friday. Also I am fully aware that not many (if any) would help with this but like I said I might as well take a shot in the dark and try.
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Old 02-19-2014, 12:11 AM   #8
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Anyways the short amount of answer I received has helped, thank you for taking time to read. Admins please delete thread.
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Old 02-19-2014, 12:13 AM   #9
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Hey good luck, don't take any of this too harshly. Anyone that works with special needs kids is alright with me.
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Old 02-19-2014, 12:13 AM   #10
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Do you have a friend that would do it? That will probably be your best bet. Good luck with getting a Jeep

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