Okay, we need some serious help/advice. My husband and I want a very specific build of Sahara, and we care about the color, and there are no builds like what we want within 500 miles of us. So, we do research and find out from Chrysler headquarters that we cannot order a Wrangler and get the 0% financing, which is one of the only benefits/savings we have in purchasing right now. So ordering is out until after March 1, when we find out whether it's continued or not. So meanwhile, we contact a dealer WAY far away from us and it turns out that they seem to be dying to sell this Sahara that is perfect for us, except it actually has more options on it than what we want. But they've given us such a good deal that it's actually a cheaper vehicle than if we ordered one locally, since we aren't getting any breaks on ordering except maybe 1% below invoice.
The issue is that we cannot get a straight answer from that state, our state (Indiana), or the dealership on how sales tax and "tag and title" fees should be charged. We think that we can purchase the vehicle without all this, and pay sales tax of 7% and excise tax/license fees at our BMV when we get the vehicle home. This dealership has told us multiple stories about "tag and title" fees, which are all over the place depending on what day we talk to them, and they want to charge the sales tax but they have no idea how to document that we paid it. I told them about an Indiana sales tax form that Indiana dealers use and he said the secretary would just download that and I'm like, well that's for Indiana dealers, I think your state probably has your own document for this....they just seem clueless. What's worse, our BMV and the other states department of revenue is totally clueless about it and they just say, go ahead and pay it, I'm sure it will work out in the end. We got burned once by a dealership where we paid cash for a new commercial van (it had a weird Savana Pro package that had motorized doors, and it was the only one within 600 miles) and they collected $500 mysteriously in sales tax that never got to Indiana. We had to call the state's attorney general's office to get that back. The dealership also had no idea what excise tax was, but said that it had to be collected too so that we didn't have to go to the BMV when we got home, it would all automatically be taken care of. Well, that's not the way it works in Indiana. Of course, we haven't financed a vehicle in years, so perhaps all this has to be done for the financing part of it? That's what the dealership is claiming.
So what in the world should we do? I'm stumped. Sorry such a long post. I'm at my wits end....
The issue is that we cannot get a straight answer from that state, our state (Indiana), or the dealership on how sales tax and "tag and title" fees should be charged. We think that we can purchase the vehicle without all this, and pay sales tax of 7% and excise tax/license fees at our BMV when we get the vehicle home. This dealership has told us multiple stories about "tag and title" fees, which are all over the place depending on what day we talk to them, and they want to charge the sales tax but they have no idea how to document that we paid it. I told them about an Indiana sales tax form that Indiana dealers use and he said the secretary would just download that and I'm like, well that's for Indiana dealers, I think your state probably has your own document for this....they just seem clueless. What's worse, our BMV and the other states department of revenue is totally clueless about it and they just say, go ahead and pay it, I'm sure it will work out in the end. We got burned once by a dealership where we paid cash for a new commercial van (it had a weird Savana Pro package that had motorized doors, and it was the only one within 600 miles) and they collected $500 mysteriously in sales tax that never got to Indiana. We had to call the state's attorney general's office to get that back. The dealership also had no idea what excise tax was, but said that it had to be collected too so that we didn't have to go to the BMV when we got home, it would all automatically be taken care of. Well, that's not the way it works in Indiana. Of course, we haven't financed a vehicle in years, so perhaps all this has to be done for the financing part of it? That's what the dealership is claiming.
So what in the world should we do? I'm stumped. Sorry such a long post. I'm at my wits end....