When you apply the brakes, it is normal to hear a bit of squeaking. This can typically be resolved by adding a layer of "brake quiet" or equivalent to the exterior of the pads. I'm sure there are a number of other products that perform the same or better, including upgraded pads with vibration-dampening coatings. When the squeaking becomes a screaming squeal, your brake pad depth indicator clip is scraping the rotor to let you know you should have replaced your pads a while ago.
That being said, and based on the limited description of the issue, along with the low mileage, leads me to believe your issue is the former.