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Old 08-21-2012, 04:10 PM   #1
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Warranty Help

Im between the

7/70 warranty for 1500
Max coverage lifetime (100 deductable) 1900
Max Coverage lifetime (50 Deductable) 2575
Max Coverage Lifetime (zero decuctable) 3290

I love my truck I feel like ill keep it forever. But when the '15 comes out, I may feel differently.

My truck is heavily modded now. Lift, wheels, intake, exhaust, etc.

Please throw me some opinions.

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Old 08-21-2012, 04:19 PM   #2
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if you're heavily modified and you use your rig, chances are you're going to be declined warranty issues in your future.

just my .02. but for a certain group of people who use their rigs off road, once they (the dealership)sees the damage, they aint going to cover it. unless it's totally unrelated and that's still a stretch.

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Old 08-21-2012, 04:31 PM   #3
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They're not going to cover your mods or "damage" caused by your mods. So right off the bat, you can write off a lot of the coverage those warranties would otherwise provide you. Just think of all the repairs you could do for $2000 to $3000. I'd pass.
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Old 08-21-2012, 07:40 PM   #4
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Can you get a refund when you trade it off if you haven't used the warranty? Is it transferable? If either answer is yes I would be tempted to go with the lifetime w/$100 deductible. It won't cover a lot due to mods, but it will cover the engine, transmission and transfer case. If you ever need a new engine it would probably cost you several thousand dollars. Trans at least $2k, TC maybe $1k. If you can't get a refund or transfer it I wouldn't buy any of them unless you truly intend to keep it for life.
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Old 08-21-2012, 07:49 PM   #5
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Originally Posted by MTH View Post
They're not going to cover your mods or "damage" caused by your mods. So right off the bat, you can write off a lot of the coverage those warranties would otherwise provide you. Just think of all the repairs you could do for $2000 to $3000. I'd pass.
Uhm, a single repair to the air conditioning system?

One nav unit replaced?

I can think of 100 other repairs in the $1900 range.

Add in the free rental car, free towing, coverage at every Chrysler/Jeep dealership in the US/Canada/Mexico. They only use genuine parts and dealer techs to do the repairs.

Don't listen to the anti-extended warranty lectures. This isn't a TV, there will be expensive repairs in your future.

Chrysler extended warranties have always paid off many times over on all the Jeep vehicles I've owned. Just don't pay the $4000 most dealers ask for the Lifetime MAxcare/$100. You've obviously discovered it can be had for $1900.

Don't bother with the $50 deductable. It's not worth the premium.

If the problem wasn't a show stopper, I'd just wait until I had multiple things to bring it in for. The deductable is per visit, regardless of how many repairs are done at one time.

My WJ Grand Cherokee had $10,000+ in extended warranty repairs over a 7 year period. If I had to pay for them , I would've lived with most of the problems, but I didn't have to (slight oil seepage at the rear main seal, they changed the seal, that type of thing).
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Old 08-21-2012, 08:08 PM   #6
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I'd consider Oilwell's point on potentially getting the money back, but I think most of you folks are fantasizing. If you think Chrysler will replace your transmission after 180k miles of running 35s and deep gearing, I think you're going to be deeply disappointed.

An AC unit or a nav unit are possible ways to get your money out of the deal, I suppose, but I wouldn't count on any coverage for your drivetrain from an extended warranty if you're turning anything other than stock rubber with stock gears.

And don't these warranties cover only "defects," not "repairs"? In other words, just because it's broken doesn't mean it's covered--the repair must be because the part was "defective."

That means "wear and tear" parts are excluded (which after 100k miles includes almost anything--nav screen is too scratched to read? Too bad.), anything you break is excluded (no claims for trail damage, sorry folks), and anything damaged by your mods is excluded (that Rubi locker just couldn't handle those 35s--sorry).

Buying these for a stock jeep always seems overly speculative to me. For a heavily modded one, it seems wildly speculative. I'm sure it pays off occasionally, but I'd expect most of the time it just ends with an argument seven years from now at a dealership somewhere.
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Old 08-21-2012, 08:23 PM   #7
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I'd consider Oilwell's point on potentially getting the money back, but I think most of you folks are fantasizing. If you think Chrysler will replace your transmission after 180k miles of running 35s and deep gearing, I think you're going to be deeply disappointed.

An AC unit or a nav unit are possible ways to get your money out of the deal, I suppose, but I wouldn't count on any coverage for your drivetrain from an extended warranty if you're turning anything other than stock rubber with stock gears.

And don't these warranties cover only "defects," not "repairs"? In other words, just because it's broken doesn't mean it's covered--the repair must be because the part was "defective."

That means "wear and tear" parts are excluded (which after 100k miles includes almost anything--nav screen is too scratched to read? Too bad.), anything you break is excluded (no claims for trail damage, sorry folks), and anything damaged by your mods is excluded (that Rubi locker just couldn't handle those 35s--sorry).

Buying these for a stock jeep always seems overly speculative to me. For a heavily modded one, it seems wildly speculative. I'm sure it pays off occasionally, but I'd expect most of the time it just ends with an argument seven years from now at a dealership somewhere.
Do you really think you could own a Wrangler for 7 years and NOT rack up $1900 in repairs?

Of course mods and any damage caused by them isn't covered.

There's a specific list of excluded wear parts in the contract. It's short and exactly what you'd expect not to be covered.

A scratced Nav Screen? Why would expect that be covered any more than a scratch on your hood? The hard drive however, is going to fail. Sooner or later, it will go.

Your comment about "argument at the dealership" shows you have no idea how the service contract works. Dealers make a profit on sevice contract repairs. They are paid by Chrysler. I've had dealers find other things to fix, that I never mentioned, presumably to build up a nice juicy bill to send to the service contract center for reimbursement.
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Old 08-21-2012, 08:30 PM   #8
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Quote:
Originally Posted by glowingghoul

Do you really think you could own a Wrangler for 7 years and NOT rack up $1900 in repairs?
That's not the question. The question is whether they'll be covered. It's a warranty, not insurance against repairs.

Quote:
Originally Posted by glowingghoul
A scratced Nav Screen? Why would expect that be covered any more than a scratch on your hood? The hard drive however, is going to fail. Sooner or later, it will go.
You said nav unit. So I picked a nav unit. And I think a lot of folks WOULD think that it'd be covered. The impression given when extended warranties are sold is that you "don't have to worry" about repairs anymore, and I think that's what many people believe. And that's not true.

Quote:
Originally Posted by glowingghoul
Your comment about "argument at the dealership" shows you have no idea how the service contract works. Dealers make a profit on sevice contract repairs. They are paid by Chrysler. I've had dealers find other things to fix, that I never mentioned, presumably to build up a nice juicy bill to send to the service contract center for reimbursement.
No. Dealers would much rather you pay cash now at inflated prices than get nickel and dimed on the back end by Chrysler. Warranty service in general is getting harder and harder to get approved, and the proof requirements are getting stricter. With the OP's mods, I would expect very little real coverage in exchange for his money.

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