Extended Warranty - Jeep Wrangler Forum

Go Back   Jeep Wrangler Forum > TJ Jeep Wrangler Forum > TJ General Discussion Forum

Join Wrangler Forum Today

Thread Tools

Please support our sponsors and let them know you heard about them on WranglerForum.com
Old 03-31-2011, 05:11 PM
Thread Starter
Join Date: Mar 2011
Location: Huntsville, Tx
Posts: 3
Average American is on a distinguished road
Thumbs down Extended Warranty


My policy was paid in full and still has active coverage on it. For the last two months this company has been hounding me to renew this policy as it ends in about 17,000 miles.

I purchased this extended warranty over the phone and paid for it at that time (over the phone). Without having the actual written warranty in front of me. The salesman said "it covers all internally lubricated parts". Well I just filed a claim on an internally lubricated part of the transmission and they denied it saying it was caused by a non-covered part, the throw out bearing. After an hour of arguing with a “claims adjuster” over this issue I realized they intended to do nothing. At the same time I informed the claims adjuster that I replaced the water pump myself not realizing it was a "covered" part. When I asked how I can get reimbursed for that part the claims adjuster said I could not as I was "not authorized to make that repair nor was I a certified mechanic".

I then asked a hypothetical question that if I was driving and a rock flew up and cracked my transmission case and the fluid leaked out would it be covered and the answer was "NO, it was caused by the rock". I then asked "is there anyway I could ever file a successful claim under this warranty?" And the claims adjuster then suggested he could very easily send an inspector to the shop to document any modifications to my 8 year old jeep so he could void the policy!

I feel I was sold this policy in a deceptive manor, a true bait and switch! Do not ever buy an extended warranty for a Jeep they will never honor it! You are much better off saving up 2 or 3k to make repairs as needed, that way your money never expires like a warranty until you use it but even then you get something for it. An Extended Warranty for a Jeep is just throwing money away!
Average American is offline   Quote
Old 03-31-2011, 05:27 PM   #2

WF Supporting Member
GoldenSahara00's Avatar
Join Date: Aug 2010
Location: SCPA
Posts: 16,968
GoldenSahara00 is on a distinguished road
Thats very true. usually they do give you alot of hassle. call back and threaten a law suit. you dont even have to go through with it, but just saying it might make them give in. We did this when my brother blew high engine in his toyota celica. Had an extended 3rd party warranty and they gave us crap and denied it. we said we have a very good attorney who would speak with them and he got the new engine. hahaha

Ryan - A good eye, a light foot, and a smart rig.
Bolt-ons are boring
My Build - http://www.wranglerforum.com/f118/pr...a00-74622.html
Rausch Creek Trip: 2014 Trip Coming Soon
GoldenSahara00 is offline   Quote
Old 03-31-2011, 05:32 PM   #3
pokey's Avatar
Join Date: Feb 2010
Location: backroads of the Mojave
Posts: 1,107
pokey is on a distinguished road
Extended warranties almost never pay for themselves.

FWIW the throwout bearing is external to the transmission.
. . . . picking the lines with my twenty-nines . . . .

'99 sport 4.0 5 speed, top-of-the-line floormats
pokey is offline   Quote
Old 03-31-2011, 05:45 PM   #4

WF Supporting Member
Jp90Talon's Avatar
Join Date: Dec 2008
Location: CT
Posts: 3,200
Jp90Talon is on a distinguished road
Originally Posted by pokey View Post
Extended warranties almost never pay for themselves.

FWIW the throwout bearing is external to the transmission.
TOBs and clutches are considered wear and tear items as well.
Jp90Talon is offline   Quote
Old 03-31-2011, 06:24 PM   #5
Join Date: Sep 2010
Posts: 130
Dewry636 is on a distinguished road
The throwout bearing is not internally lubricated... it is a part of the clutch.
Dewry636 is offline   Quote
Old 03-31-2011, 06:27 PM   #6
rockhard98's Avatar
Join Date: Feb 2011
Location: western oregon
Posts: 792
rockhard98 is on a distinguished road
gotta watch a lot of warranties, always read the small print a lot of them don't cover bearing and seals, I found out the hard way
:Theory of a dog:
If you can't eat it or screw It, piss on it and walk away!

!Just Empty Every Pocket!
rockhard98 is offline   Quote
Old 03-31-2011, 07:10 PM   #7
exboomer's Avatar
Join Date: Nov 2009
Location: Sacramento
Posts: 196
exboomer is on a distinguished road
Those aftermarket warranties, mechanical breakdown coverage policies are a waste of money. Most all of them will not cover the clutch assembly (throw out bearing) anyway. But even if you have a problem that 'is' covered under terms of the contract, they could and would probably deny the claim due to your Jeep being modified (lifted, having oversize tires, etc) or you not being able to provide proof of maintenence. Salesmen will tell you anything to make the sale...
exboomer is offline   Quote
Old 03-31-2011, 07:34 PM   #8
Ektarr's Avatar
Join Date: May 2010
Location: Underground Bunker
Posts: 110
Ektarr is on a distinguished road
Send a message via AIM to Ektarr
First off, Warranty Companies are Insurance Companies, and Insurance companies are not in business to lose money. Their income is derived from your premiums, and the more of that they can keep, the better off they are.

That said, an aftermarket warranty CAN be a lifesaver! I've seen it firsthand (I'm a Service Advisor for a GM store)...I've seen them cover items I thought would be a definite no-go, and I've seen them deny claims I thought were sure things! There's no telling, sometimes. Usually they won't cover "wear" items (clutch components, brakes, belts, hoses, etc.), unless it's caused by a covered loss (brake caliper craps out and takes the pads with it...caliper and pads might be covered. -OR- Water pump disintegrates taking out the belt...pump and belt are probably both covered). Having a modified vehicle doesn't work in your favor, especially if they send out an adjuster to look it over.

On the other hand, if you don't have any problems (or covered issues) with the vehicle, the cost of the policy was a waste.

All insurance - extended warranties included - are a crap shoot and a gamble. Obviously, some are better than others. If you need them (trans failure, engine dies) they can be worth their weight in gold. If you don't, then you wasted money on what could have been a really nice set of new tires!

Either way, you've got to decide for yourself. Good luck.

'05 Black 6-speed RME TJ
'05 Black Harley FLSTCI

"It is only with the heart that one can see rightly . . . What is essential is invisible to the eye." Antoine de Saint-Exupery
Ektarr is offline   Quote

extended warranty , policy , repair , warranty

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Extended Warranty? HealthyGIRL TJ General Discussion Forum 27 11-21-2010 07:47 PM
Jeep extended warranty coverage: Transmission cooler included Lithium Lotus JK General Discussion Forum 9 09-27-2010 07:29 PM
Extended Warranty option lobe50 JK General Discussion Forum 6 09-13-2010 10:36 PM
Extended Warranty... What's your take? MSTRLEE General Jeep Discussion 8 12-08-2009 08:36 AM
extended warranty pete218 JK General Discussion Forum 10 07-21-2008 01:19 PM

Download our Mobile App

» Featured Product

All times are GMT -5. The time now is 10:45 PM.

User Alert System provided by Advanced User Tagging v3.1.0 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.

Jeep®, Wrangler, Liberty, Wagoneer, Cherokee, and Grand Cherokee are copyrighted and trademarked to Chrysler Motors LLC.
Wranglerforum.com is not in any way associated with the Chrysler Motors LLC
« Back

Enter your email address:

Delivered by FeedBurner