If any of you on the forum have rolled your jeep before off road, does insurance cover the same if you were just driving down the road and got in a crash? Not that i want to roll my jeep by any mean!! Just curious. thanks
As far as I know most major insurance companies cover off road accident. There is a thread somewhere concerning the topic, and different jeepers were listing their insurance companies and whether they are covered. Hope that helps, and good luck.
If I rolled MY jeep WHILE off road, does MY insurance cover ME the same if I were just driving down the road and got in a crash? Not that i wantED to roll my jeep by any mean!! Just curious WHAT TO DO NOW THAT I HAVE. thanks
Oh that was fun..
98 XJ 02 TJ 10 JK 13 JK
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I would assume it depends where the accident occurs. For example, say your own a fire road in New Jersey. They're legitimate legal access roads that are fully mapped and patrolled. But if I roll it in the backyard, I don't think I would be covered. But I don't exactly know.
__________________ It's got a Willy's body, a Chevy engine, Ford axles, GM transmission, and Dodge steering components... it must be a Wrangler.
That's a good question. Stupidity is generally covered under insurance such as forgetting to use your emergency brake and allowing your car to roll into a lake. But risky behavior might not be. I don't think drag racing is covered, for example, even on a designated strip.
Best thing would be to ask your insurance company. Better to know than to not know.
I rolled mine in 2009, it was not on asphalt but a named dirt road in the Mojave desert. The insurance covered it and according to the agent that was dealing with said it would have been covered as long as it was on a named/numbered trail also.
Not the most informative answer but it's something
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