I'm sure you have all noticed how petty companies are getting in this economy. I have had two credit cards go from fixed, or as B of A puts it non-adjustable, to adjustable with an interest increase. BofA-holes gave an 800 number so you could deny the change but when you call it sez now you can no longer use the card or else it will revert to the new rate.
Well, I purchased a lcd tv at Video Only on a Friday and during the weekend I had my mind changed. On Monday I went in and canceled the order which meant crediting the account I charged it on. After two weeks I noticed that my credit card account had not yet been credited so I called the credit card co. and they said it was an issue with the co. I made the purchase from so I called Video Only and they said the credit would not show up until my next card statement. It took 21 days and I was charged a $10.00 finance charge.
I filed a complaint with the BBB. I am guessing that they are getting some sort of interest off that charge. So $10.00 to change your mind ??
Is that your final answer
just had to vent.