So, I'm coming home from work yesterday and had just gotten onto the freeway. The right lane was at a dead stop (as was I) and I hear: screech/bang and I get smacked from behind hard enough to push me (with my foot on the brake) about 5 feet into the car in front of me.
A car hit a cab behind me and pushed the cab into me. No one hurt either. I didn't move the jeep for about 10 minutes as the cab was jammed under my bumper so badly that when I first attempted to move over to the break down lane it didn't want to move. Decided to not damage the cab but he pulled it out himself after a bit.
The good news is that no one was hurt and EVERYONE had insurance (and a job and a car that they cared about) so it could have been a lot worse.
I have a few spots of "new" paint on my tube bumpers now. Just doesn't match my color schema.
Should I hit up the insurance co. for a couple cans of paint? Cuz the crown vic and the Scion will need a couple grand to get them back to pre-accident condition.
You should report this to your agent. In the one and only multiple vehicle accident I was in, I was responsible for the car I was pushed into. I was at a dead stop and was pushed into the car in front of me. I was sued by that driver. Since it was forever ago, I forget the main details, but do report the accident.
I wouldn't, but that's just me. Insurance claims raise all of our rates. I just figure better to be part of the solution than the problem. Again, that's just me. Easy fix, possibly less possibility of something showing on a Carfax??? Dunno.
When my time comes, mix my ashes with gunpowder encased in brass, point me towards murderer's and pedophile's and let me fly.
Tiny, I'm fine. Lower back was a bit sore last night but it feels better this morning.
I called the ins company from alongside the freeway yesterday and got everyone's detail and opened a claim last night. Mostly to CMA. I wasn't at fault but I feel bad about the guy I hit. He was even more innocent that I am and he got his brand new scion all ugly'd up.
I have USAA and they said last night that they will want me to take the jeep in to get it "evaluated" (whatever that means). I think that any damage that I might have to pay for would be covered by my policy and the deductible should be covered by the policy of the guy that caused it all.
What sucked most is that I've had a big (100 people) two day meeting/program review that I hosted and just completed yesterday. Was the first day I was going home in daylight in over two weeks. That's what I get for going home "early" I guess.
It's always nice to come out of those situations safe and relatively damage free.
I was with my dad once in his huge pickup truck with the massive hitch on the back when we got rear-ended. A little sports car, like a 240z hit us really hard. It went right under the truck, shoved that hitch through about 2/3rds of his hood. Practically split the car in half. It didn't do anything to dad's truck but scrape the black paint off the hitch. Had to get a tow truck to pull the cars apart, though. The back wheels were off the ground.
Sometimes I think I want a big old diesel Suburban with huge fenders for driving around.
Just having the accident in your file won't necessarily hurt you. I poofed a deer with my F-250 while doing 95. Did about $2500 in damages to the truck and totaled the deer. My insurance rates have not increased in the two years since that delicious accident.
Of course the insurance company was unaware of my speed and the fact that I kept the carcass, most of which was in fine shape.
I'd crawl all over the underside of that Jeep! Make sure you don't have any cracks in the frame or welds. I'd take that thing to a body shop that does frame alignments just to make sure the frame hasn't been tweaked. Did you notice any change in the position of the steering wheel right after the wreck? I'd look real hard at the tub where the body mounts are. If you got hit hard enough to get pushed up the road into another car, I'd be surprised if there wasn't damage of some sort underneath. I hope not!
every once an awhile the insurance company might just shock you. i got a $1000 just for being in the car with a friend who got in a wreck. the insurance claims guy said i should go get checked out at the hospital just to cover my own ass. nothing was wrong with me but i still walked away $1000 richer. they also paid my $600+ medical bill. the insurance guy said that being in a wreck and not getting checked out could have voided out my health insurance due to the fact that it was negligence on my part for not going to the hospital. so if something were to come up a few days later you could end up fronting the medical bill. i would talk to your insurance company if i were you.
I bet pulp fiction wasn't the first time Bruce Willis had a ball gag in his mouth.
Hello stevens243, Glad your not hurt...I'd check with your insurance agent
concerning rate hikes. They will give you all the info you'll need and your rates will not be effected for inquiring. Most of the time your rates will not be effected as long as the other guys insurance covers all the charges...I'd also have a shop check out your jeep...even if it knocked it out of allignment or it starts seeping around a seal later on, you should not have to cover those charges...there are time limits usually attached to accident repairs as well as medical...You will probably be notified by the other guys ins. carrier and ask you to sign a medical release...DON'T do it (yet)...BE SURE you are ok. I don't like milking insurance companies however, you should not have to pay for anything that was certainly not your fault. Again, glad your OK!