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Old 10-21-2013, 10:01 AM   #1
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ObamaCare

Has anyone here tried to sign up for health insurance under the (un)affordable health care act website yet?

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Old 10-21-2013, 10:27 AM   #2
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I looked at the Kentucky system. Mandatory insurance for wife and two toddlers with be $289.00 per month and it will not pay a penny until I have paid out of pocket $13,000.00 and then only 40% of any bill. I don't know what we will do. I didn't sign up.

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Old 10-21-2013, 10:34 AM   #3
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I looked at the Kentucky system. Mandatory insurance for wife and two toddlers with be $289.00 per month and it will not pay a penny until I have paid out of pocket $13,000.00 and then only 40% of any bill. I don't know what we will do. I didn't sign up.

With talk like that the IRS and secret service maybe on their way to your house.
In all seriousness, that doesn't sound like helping the middle class.
Good luck in these tough times brother.
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Old 10-21-2013, 10:39 AM   #4
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I have insurance through my employer so I have not looked at the website. I'm curious what the cost/coverages are for those without insurance versus those with (through employer, private party, etc). The $289/month with no coverage until $13k doesn't sound good
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Old 10-21-2013, 11:26 AM   #5
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Here we go again

I'll take the fine and keep my emergent care option, that or get a waiver since my commonwealth is refusing to expand Medicaid.
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Old 10-21-2013, 11:33 AM   #6
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Take a look at all of the success stories tweeted to David Corn @DavidCornDC. Lots of people with substantially reduced costs, better coverage, people who couldn't get insurance before, etc. Not for everybody and startup glitches (as with any major new program) but it is helping lots of people. Hopefully Congress will focus on improvements rather than trying to deprive millions of affordable care with false information and scare tactics.
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Old 10-21-2013, 12:20 PM   #7
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Take a look at all of the success stories tweeted to David Corn @DavidCornDC. Lots of people with substantially reduced costs, better coverage, people who couldn't get insurance before, etc. Not for everybody and startup glitches (as with any major new program) but it is helping lots of people. Hopefully Congress will focus on improvements rather than trying to deprive millions of affordable care with false information and scare tactics.

yep, my insurance went up 40% and I had to step down to the 70/30 option because I could not afford the 80/20 that I have had my family on for years. It sure is helping a lot of folks. I sure am glad we have this "plan".
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Old 10-21-2013, 12:28 PM   #8
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Monthly payment going up 50%, deductible up to $6300 from $1000, and dropping to 70/30 from 80/20...cannot afford, so paying the fine...hell if something happens, I can just sign up at the time I need it, since they can't say no to a pre-existing condition!!
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Old 10-21-2013, 12:38 PM   #9
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Honestly I know nothing about the Affordable Care Act...But I do know that we just had our yearly open enrollment at our job and nothing went up. Bunch of hype imo.
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Old 10-21-2013, 12:39 PM   #10
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Monthly payment going up 50%, deductible up to $6300 from $1000, and dropping to 70/30 from 80/20...cannot afford, so paying the fine...hell if something happens, I can just sign up at the time I need it, since they can't say no to a pre-existing condition!!
They can say you must wait a year before treatment, but cannot deny treatment indefinitely.

Remember folks, you aren't getting the same plan that you were. You are getting a bigger bag of popcorn now, and unless you are entitled to something, it should cost more. For instance, I will now be covered for birth control and pregnancy, something I have really never had to worry with or seek a rider for.

Should've done Medicare part E. Write your congressman and tell em to add it to the exchange. Budget neutral, no burden on state coffers, easy enrollment, basic health coverage. Pay as you need.
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Old 10-21-2013, 12:43 PM   #11
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Take a look at all of the success stories tweeted to David Corn @DavidCornDC. Lots of people with substantially reduced costs, better coverage, people who couldn't get insurance before, etc. Not for everybody and startup glitches (as with any major new program) but it is helping lots of people. Hopefully Congress will focus on improvements rather than trying to deprive millions of affordable care with false information and scare tactics.
Have you signed up, or do you personally know anyone who has saved $ by moving to this plan?
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Old 10-21-2013, 01:25 PM   #12
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Why would you expect to save money while gaining broader coverage?

Most people will not "save" money.
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Old 10-21-2013, 02:04 PM   #13
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Why would you expect to save money while gaining broader coverage?

Most people will not "save" money.
I wouldn't expect to at all. That's the reason for the question. Michelle's baby-daddy told us it would be more affordable, etc. I was looking for people with real world experience to share their success stories.
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Old 10-21-2013, 02:12 PM   #14
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I wouldn't expect to at all. That's the reason for the question. Michelle's baby-daddy told us it would be more affordable, etc. I was looking for people with real world experience to share their success stories.
It is, but not the way you are framing the debate.

Lemme try again. You were getting a Ford Pinto for 400$ a month, and if you wanted to rent a Cadillac for the day it was 72,000$. Now, you get a Cadillac for 600$ a month. How is that not more affordable?

You cannot compare a plan allowing much more payout, like NO lifetime cap, to a plan with much less, like a 25k$ lifetime cap. You are apples to oranges, friend.

And for the record, I hate bamerscare. I hate the misinformation surrounding it a lot more, though. But if ya wanna play sound bites, Bamers himself said no single payer is not an option before the insurance funded right wing congressman made sure insurance would see every dime of money before it went to your doctor.

Again, most folks will not pay less than they were paying because they will receive, or potentially receive, more benefits and payouts.
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Old 10-21-2013, 02:25 PM   #15
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I'm not framing the debate at all, simply looking for personal stories from those with first hand knowledge. The snide remarks about Barry and his plan are included free of charge
When the gubment tells you that it's mandatory to buy a Cadillac, your example then becomes relevant.
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Old 10-21-2013, 02:44 PM   #16
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This is my outlook and question to you all, I rarely get sick, when I do get sick its a common cold, im not going to spend money going up to the doctors office so joe blow can tell me I have a cold, I already know that, the only time I would need coverage is in the case something serious happened, we cant ever tell when that may be, but im 25yrs old ok im married and have no kids, my wife is 21 and never gets sick, so unless we had a serious medical condition or something all of a sudden come up our risk is in an automobile where I can purchase med pay, why do I need or have to have insurance right now? Yes its the smart thing to do but I cant afford it, we live pay check to pay check with little to no extra left over, why do I need or have to buy insurance and more importantly how can I afford it when I can barely survive now and for what coverage when we never go to the doctor yea if something serious happened it would be great but I cant justify $200+ a month for me and my wife to just piss down the drain on insurance we wont use, my last question if I cant afford it how can they make me have it thats what I wanna know? and dont say taxes cause what happens if i dont have a job, guess thats where medicaid comes in right, so basically you just gave the squaters more entitlements and benefits
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Old 10-21-2013, 02:48 PM   #17
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This is my outlook and question to you all, I rarely get sick, when I do get sick its a common cold, im not going to spend money going up to the doctors office so joe blow can tell me I have a cold, I already know that, the only time I would need coverage is in the case something serious happened, we cant ever tell when that may be, but im 25yrs old ok im married and have no kids, my wife is 21 and never gets sick, so unless we had a serious medical condition or something all of a sudden come up our risk is in an automobile where I can purchase med pay, why do I need or have to have insurance right now? Yes its the smart thing to do but I cant afford it, we live pay check to pay check with little to no extra left over, why do I need or have to buy insurance and more importantly how can I afford it when I can barely survive now and for what coverage when we never go to the doctor yea if something serious happened it would be great but I cant justify $200+ a month for me and my wife to just piss down the drain on insurance we wont use, my last question if I cant afford it how can they make me have it thats what I wanna know? and dont say taxes cause what happens if i dont have a job, guess thats where medicaid comes in right, so basically you just gave the squaters more entitlements and benefits
Unfortunately I have to say it: taxes. That's how the Supreme Court ruled anyways, that the federally mandated "penalty tax" does indeed fall within the constraints of the government's power to tax individuals.

It sucks, but that's why the government can do it.
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Old 10-21-2013, 02:58 PM   #18
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But how do you tax an individual that does not pay taxes works under the table recieves food stamps welfare and medicaid, you can't thats where this country is a total complete fail, I havent had a job in 2 months my wife and I show $11,000 a year in total income on paper and we qualify for nothing, not complaining just got a job will be starting soon but fact is if were gonna turn this country around there is only one way do away with taxes when you receive your money and all and increase the tax make it nationally like 15-18% and only when you spend your money those who buy more pay more taxes and will generally be wealthier, problem solved, by doing this folks will save enough money to buy things they should have like insurance that should not have taxes, but hey thats why we pay congress to not make bills and do their job and waste tax payers money sorry we need to clean house and put folks in office like we the people, those of us that havent led the wealthy life and had it easy things might be different when those in office appreciate the opportunity
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Old 10-21-2013, 03:04 PM   #19
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Just remember that our great Leader, President Obama promised to all of us, on television, that we will save $2,500 a year in premium's for comparable coverage, (and this is a quote from Obama). So it's very simple, when you look up the coverage options on his Website, JUST TAKE THE PACKAGE, THAT STATES, $2,500 ANNUAL SAVINGS.
This will make it easy for everybody, PROVIDING, THAT YOU BELIEVE EVERYTHING THAT HE TELL'S YOU, BECAUSE WE ALL KNOW, THAT IT JUST HAS TO BE TRUE........

I'm sure because of the high efficiency of our Government, that their Website should be available and flawless in 6 months or so.....
So let's all of us give a hand to the software Company that created it..............THEY JUST HAVE TO BE THE BEST OF THE BEST, BUT JUST MAYBE NOW, THEY HAVE A SLIGHT HEADACHE..........

To all of this supports, that have promoted Obamacare, are now going to see reality set in, and it will be better known as OBAMASCARE.
So let's all of us smile and be happy, because with $2,500 we can all take a great vacation, or will it go the other way, which means get out your wallets and dig deep, BECAUSE IF YOU REMEMBER, ONE OF OBAMA'S SALES GIMICKS, HAS BEEN, AND CONTINUES TO BE, SHARE THE WEALTH, SO HELLO WAKE UP, BECAUSE IT'S ALL ABOUT TO BLOW UP IN OUR FACES.......................
Isn't this just great news............
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Old 10-21-2013, 03:29 PM   #20
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But how do you tax an individual that does not pay taxes works under the table recieves food stamps welfare and medicaid, you can't thats where this country is a total complete fail, I havent had a job in 2 months my wife and I show $11,000 a year in total income on paper and we qualify for nothing, not complaining just got a job will be starting soon but fact is if were gonna turn this country around there is only one way do away with taxes when you receive your money and all and increase the tax make it nationally like 15-18% and only when you spend your money those who buy more pay more taxes and will generally be wealthier, problem solved, by doing this folks will save enough money to buy things they should have like insurance that should not have taxes, but hey thats why we pay congress to not make bills and do their job and waste tax payers money sorry we need to clean house and put folks in office like we the people, those of us that havent led the wealthy life and had it easy things might be different when those in office appreciate the opportunity
Everyone under 15,200$ single or 31,000$ joint is 100% covered by Medicaid.
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Old 10-21-2013, 03:39 PM   #21
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Please explain how I was denied then I have papers to prove it, denied food stamps denied medicaid denied welfare and screwed out of unemployment, wait I know the answer to that and dont.take this the wrong way cause im not racist but its a fact I have to check white which automatically has me denied, if I was a "minority" of any other race I would get it but for 2 months now my wife and I have had to survive with just her small income, and finally after applying for 300 or so jobs I finally have one but cant afford insurance cause it doesn't pay and is part time but had to take what I could get, fact is people dont care about each other anymore only themselves and it has made it all the way to Washington now, fact is if you need help you should get help you shouldnt have to "qualify" then others be mandated I say we clean house and put those who care and value a great country in office
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Old 10-21-2013, 03:41 PM   #22
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Well, I am on Medicare, and have not received a updated billing, so I really don't know how much of a increase to expect. But my supplemental policy that takes care of the remaining 20%, that Medicare doesn't pay, went up 247%, which is outrageous.

The other issue that I have is with the Obama cares Website, and the money paid for it. Yes it is a disaster and doesn't work. That is one issue in it's self. But our Government, should be trying to create jobs for the American people, but instead, what do they do, they farmed out this Software need to a FOREIGN COUNTRY, now does that rally make any sense?????????
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Old 10-21-2013, 03:42 PM   #23
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Move to Panama.
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Old 10-21-2013, 03:43 PM   #24
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See what I mean about people not hiving a shit anymore^^^^^^^^^
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Old 10-21-2013, 03:47 PM   #25
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Everyone under 15,200$ single or 31,000$ joint is 100% covered by Medicaid.
If we have Medicaid to cover the poor, what is obamacare for?
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Old 10-21-2013, 03:49 PM   #26
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I want the healthcare program my congressman and senator participate in
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Old 10-21-2013, 04:07 PM   #27
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I agree bigcat
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Old 10-21-2013, 04:09 PM   #28
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And Obama care is to insure that those of us who can do ok all on our own with no government assistance now become at the mercy of their BS
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Old 10-21-2013, 04:11 PM   #29
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I want the healthcare program my congressman and senator participate in
X2!

As voters we have the ability to fix this problem in Congress, Senate and in Washington in General. VOTE out the incumbents in your district! Send a message that this type of bickering, political grandstanding, and double standards will NOT BE TOLERATED!
And those that think 1 man is the problem...you don't understand our form of government!
WE have the power to take back the power! How many people here KNOW how their Senators and Congressman voted in their last term? Did they vote in your best interest or their best political interest???????????? Think about it!!
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Old 10-21-2013, 04:14 PM   #30
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If we have Medicaid to cover the poor, what is obamacare for?
Obamacare is what sets the threshold at those numbers.

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