Hate to say it, but your clutch deal sounds like a throw-out bearing to me, too.
I saw in a post that you said you think your warranty's voided...it's not. Chrysler won't replace the aftermarket parts on your Jeep, but anything else that breaks is still covered, UNLESS they can prove that one of your aftermarket was directly responsible for the breakage. Not likely.
I'd take it in and let the dealer look at it (or take it to a 4x4 shop). They may decline to fix it under warranty due to wear, but at least you'll know for sure what's what...
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