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Topic Review (Newest First)
05-29-2013 01:53 PM
cannonballgsu No way I would have taken less than $2,900. I would have lawyered up and got my money.
05-21-2013 07:43 AM
jaresco91
Quote:
Originally Posted by ed98208 View Post

You settled for 1/4 of the estimate? Why?
Sorry to respond so late, it wasn't worth arguing and prolonging this any longer than it already has been. It's a nice early Christmas present, and it went right to my jeep anyway. Bought full doors, painted them and I might end up painting the rest of my jeep with that cash!
03-18-2013 06:08 PM
ed98208
Quote:
Originally Posted by jaresco91 View Post
I got a $700 check, less than what I was hoping for but I'm taking what I can get!!
You settled for 1/4 of the estimate? Why?
03-18-2013 04:17 PM
Wales915 Better than nothing I guess
03-18-2013 12:47 PM
jaresco91 I got a $700 check, less than what I was hoping for but I'm taking what I can get!!
12-28-2012 11:25 AM
jaresco91 Okay update!


Finally an insurance adjuster is coming out to check out my jeep on Monday..of course my day off but can you say finally?
12-13-2012 11:29 PM
MTH You could also call your insurance company by the way.

I know you've got high rates and past accidents, but he and his insurer have obviously accepted responsibility. So what will happen will likely be that your insurer will ask for your estimates, will subtract your deductible and pay the rest to you, and then seek reimbursement from his insurer plus your deductible. If they get reimbursed and paid your deductible (they usually do), they pass the deductible amount on to you so your out of pocket zero dollars.

Of course that it might take a month or two for that deductible to come through though, so you'll have to front $2500 of the cost for the repair or just save the $400 from the first payout and then wait for the rest.

Your rates shouldn't go up because the other party will not contest responsibility--it wasn't your fault and everybody agrees about that. Though you can and should call your agent and discuss all this and confirm before actually submitting the claim.

If that approach works out for you, it at least allows you to stop having to call with the guy directly. The insurance companies handle all of that, so you don't have to have awkward conversations telling someone they owe you money. Because your deductible is so high, you're going to have to wait for the majority of the cash, but at least you get something now and don't have to make all the calls yourself.
12-13-2012 11:16 PM
jaresco91
Quote:
Originally Posted by MTH
Yup. Insurance, no insurance. Whatever. They need to fix it and fix it completely. If they have insurance to cover that (which I expect they do), then great. If not, then not. But either way, somebody from their side of the table needs to put down the cash for the repairs.
Called the guy today and he didn't seem very excited to hear $2900, I'm faxing over the quote tomorrow and then hopefully going from there.
12-11-2012 12:02 PM
MTH Yup. Insurance, no insurance. Whatever. They need to fix it and fix it completely. If they have insurance to cover that (which I expect they do), then great. If not, then not. But either way, somebody from their side of the table needs to put down the cash for the repairs.
12-11-2012 11:51 AM
jaresco91
Quote:
Originally Posted by _3m
well don't just accept it if its not fair. if you HAVE to get your insurance involved. chances are they will low ball you
Thanks everybody for their help so far!!! Ill keep everybody updated on the situation!!
12-11-2012 11:28 AM
_3m well don't just accept it if its not fair. if you HAVE to get your insurance involved. chances are they will low ball you
12-11-2012 11:25 AM
jaresco91
Quote:
Originally Posted by _3m
if they need to get their insurance involved then so be it, why should you have to get your insurance company involved? he may be trying to see if your bluffing. personally i would get three estimates
Just talked to another body shop on lunch break, and the guy said its pointless to get any other estimates because the company's insurance guy is gonna come out and give a check with what he thinks is right.

So hopefully I don't get stuck with a maaco paint job
12-10-2012 10:49 PM
_3m if they need to get their insurance involved then so be it, why should you have to get your insurance company involved? he may be trying to see if your bluffing. personally i would get three estimates
12-10-2012 07:59 PM
jaresco91 How should I respond to this in the most sincerest (grownup) way? Sorry just need some advice I don't want to answer this wrong.

Note:I'm green texted on dec 7. He's (the man from the company handling this mess up on their end.)

Ps/also safelight cput a new windshield in today at work, not a A+ job but not worth complaining about.

Thanks guys
12-09-2012 09:36 PM
BlueRidgeYJ Good advice thusfar. It should certainly be an insurable incident on their end.

It would be easier to fix had you crashed into a brick wall. Dents, dings, and scrathes are more difficult to repair than most people think. It can be very expensive to make bent metal straight; it is a learned trade. Many bodyshops cannot do it, they simply make a valley and fill it with material. It is not an easy thing, and the tool sets required are high money.
12-09-2012 08:40 PM
JDsDream If you use your Jeep as a DD and you don't have a back-up vehicle, you may need to add in the cost of a rental.
12-09-2012 08:27 PM
jaresco91 Giving the company a call tomorrow and will let them know the estimate the shop gave me. Windshield should also be going in weather permitting! Thank you guys for the advice so far ill keep you all updated!!!!
12-07-2012 05:49 PM
702cummins Yes give the estimate to the company. I own my on landscaping business and that is why we pay for insurance for when something goes wrong. That being said if they are a worthy company they should have insurance. They should not worry about the cost just about making it right.
12-07-2012 05:02 PM
MTH
Quote:
Originally Posted by jaresco91

And the windshield is being replaced by flightsheild or whatever it's called by the insurance of the company who did the damage.
So the clean up company already submitted a claim to their insurer, who already agrees they're responsible (as evidenced by they're paying to fix your windshield). So I'd just send the clean up company a copy of the estimate for them to forward to their insurer. They're not going to care how much it is provided they're insurer covers it.
12-07-2012 04:49 PM
jaresco91 I'm trying to keep my insurance company out of this as much as possible.
12-07-2012 04:49 PM
jaresco91
Quote:
Originally Posted by MTH
When you say "They're" replacing my windshield, do you mean the clean up company that caused the problem or your insurance company?

The easier thing to do may be to file a claim with your insurance company. They pay (minus your deductable) to fix your jeep, then they submit a claim for reimbursement to the clean up company's insurer for the full amount (including your deductible), who pays them back. If they get back the full amount, they then reimburse you for your deductable.

If you don't have insurance or don't want to engage your insurance company, I'd just submit a copy of the estimate to the clean up company and request a check for $2900 plus whatever it's costing you to do the windshield.
My deductible is $2500...couple past accidents didn't go in my favor..hah. But yeah I think I'm going to submit the paper copy of the estimate to the company.

And the windshield is being replaced by flightsheild or whatever it's called by the insurance of the company who did the damage.
12-07-2012 04:31 PM
MTH When you say "They're" replacing my windshield, do you mean the clean up company that caused the problem or your insurance company?

The easier thing to do may be to file a claim with your insurance company. They pay (minus your deductable) to fix your jeep, then they submit a claim for reimbursement to the clean up company's insurer for the full amount (including your deductible), who pays them back. If they get back the full amount, they then reimburse you for your deductable.

If you don't have insurance or don't want to engage your insurance company, I'd just submit a copy of the estimate to the clean up company and request a check for $2900 plus whatever it's costing you to do the windshield.
12-07-2012 04:30 PM
xxximpact05 To b honest if the scratches were that bad then a full paint job would b necessary instead of just a scratch treatment. And they can't paint half your jeep that would look terrible but definately look around and if u can't find anything else cheaper maybe try to work out a deal or something with the company
12-07-2012 04:23 PM
jaresco91
Somebody owes me money..

Okay at work the other day a company was sucking up some rocks, whatever was holding the pebbles and what not flew off and ended up spraying all over my jeeps front end! Cracked my windshield and scratched my hood/fenders enough to see in daylight.

They're replacing my windshield for free on Monday, phew!


I went and got the scratches and what not looked at and to get a rough estimate of what it's going to cost them to fix up..

The guy comes back and says $2900 worth. My jaw hit the floor...never in my life did I think a few scratches would amount to something like that amount. Keep in mine that I've never had anything like this and I'm not sure but I doubt the company that did this is going to want to hear $2900 come out of my mouth..
Any suggestions?? Should I check other shops out or stick with the first shop and see where I can go from there!!?

Any ideas welcome!

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