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Topic Review (Newest First)
02-15-2013 02:00 PM
Salty1 Start negotiating with them, what they are offering suits their interests the best and not yours. Tell them you want $5675 and the Jeep, just make sure they also pay for the towing and storage as part of the settlement. The claims adjusters want to close this and if they atke it as salvage they have even more expenses to pay out. Be polite and do not get upset, a lawyer is not solid advice, as soon as you mention a lawyer the conversation will end with the adjuster and they will just take the vehicle as a total loss and drag things out. I spent 5 years as a damage appraiser for an insurance company, those who were nice and fair always made out better and the settlement got done quickly.
02-15-2013 12:56 PM
coalpines A laywer and a phone call usually gets results for anything you want from an insurance company. Some times just tell them to expect a call from your lawyer and they will give you what you want/
02-12-2013 03:18 PM
JustinCHorst See if you can get them to give you more money for it and cash out.
02-12-2013 03:12 PM
BlueRidgeYJ
Quote:
Originally Posted by crazyjz
... I unfortunately can't keep it as a trail beater, and don't have time to part it out myself but thanks for those suggestions earlier.
Thanks again for your help!
-Justin ZJ
Cash out.
02-11-2013 11:45 PM
crazyjz Ok so another big update but this is the biggest, and I would like and very much appreciate any opinions or input to weigh into my decision. I got the final numbers from my insurance, they will pay me $6850 and I can go find something else, or I can keep the jeep (with an clean title) and they will give me $4675. If I keep it I need it repainted, the interior detailed, and replace the center dash with all the heating controls, the ignition switch, or tumbler or whatever, the glovebox and a stereo. After hearing the numbers I am leaning more towards getting a different jeep just to avoid the added stress of dealing with fixing a bunch of things all at once. Again if you have any suggestions or advice it would be greatly appreciated, or if you know of anyone selling a jeep for under $7000 let me know. I unfortunately can't keep it as a trail beater, and don't have time to part it out myself but thanks for those suggestions earlier.
Thanks again for your help!
-Justin ZJ
02-10-2013 11:14 AM
ImaPoser I'd take the payout, and keep the jeep. Then I'd take the cash and buy another one. Keep whatever parts off this one are still good, and sell the rest. If it was in any way remotely worth trying to put yours back together, the insurance company would have done it and not totaled it. You'll spend way too much trying to do it yourself, and still end up with a salvage titled jeep. Keep it as is for a beater jeep if that's what you want, but I wouldn't put the time and effort in to trying to make it all pretty again.
02-10-2013 11:00 AM
Zevman That happened to my jeep. Had to install a new tumbler and re-key it.
02-10-2013 10:47 AM
crazyjz New update.

My insurance has decided to call it a total loss which sucks but depending on how much I can get from them I think I'll keep it, I have looked around and found someone to paint it. Also a friend knows how to replace the ignition (who ever stole my jeep basically took a filed down jeep key and crammed it in and jarred it around till it started) I'm not sure if it is indeed broken but I am going to replace just to be safe.
02-10-2013 10:02 AM
Steeljag Did you / they determine how it was stolen ? Was it towed ? Forced ignition ? " hot wired".....etc.

I've been riding Harley's for years and every bike week event I attend I do what I can to secure it, walk away, and hope its there when I return....lol.

Sorry for your jeep loss ? People sure can F things up for others!
02-10-2013 09:35 AM
Chris650 Sorry about your Jeep, it sure was nice before hand. I just picked one up last week a 04 Wrangler all black hard top lifted up some. It looks awesome and was well taken care of by previous owner. I'm concerned though for its safety and will continue to read these threads for ideas to protect it.
02-08-2013 11:18 AM
Diverdown87 Keep the Jeep and give them the grand like Jeeplover1 said and with some of that 5k get yourself a CCW and handgun that has a .4 in the caliber, again like the MilPro .45 that JL1 posted...(I carry the 24/7 .45c)
02-08-2013 09:04 AM
joeuncool
Quote:
Originally Posted by crazyjz View Post
So a brief but not final update...

Today I met with an insurance claims adjuster or evaluator or something along the lines of that, but he said due to the fact that the paint was not carefully applied and there is overspray on the soft top all the trim, lights windows etc. that it would likely be called a total loss. The interior is also pretty trashed, center column is gone including heating controls, stereo is busted, and carpet is trashed. One of my summer projects was to rhino line (or something comparable) the tub so carpet is not a big deal, but I am getting ahead of my point... If they total it I have the option to keep the jeep as is and the money minus what they would have received for it in salvage. So just throwing out random numbers the jeep is worth 6k and salvage is 1k I could either take the 6k and they keep the jeep, or take 5k and I keep the jeep. Thought and recommendations are appreciated on this situation, also where are some places I could get a decent priced paint job, how much are paint jobs, where can I go for a replacement center column and glovebox?
You Jeep sure was purty before all this but I am partial to red. A good paint job can cost quite a bit. Don't go to Maaco and get a $400 paint job and expect anything decent. We got a quote for a complete respray of the same same color on a Jetta at a very good body shop. The quote came to just over $4k. With vehicle paint jobs, a good portion of what you pay is labor. Removal of all the trim and accessories and putting them back on plus tape and masking. You can probably save a fair amount on a paint job if you are willing to strip all that stuff off yourself and put it back on after. As for interior pieces, salvage yards or "used" parts joints are probably the way to go. Many salvage yards have gone national with the internet so searching Google for used parts might be your best bet. When all is said and done you will probably have a difficult time getting it fixed back up for what insurance might give you but if THAT Jeep means a lot to you then that might be the way to go. You will probably have difficulties finding another Jeep to buy of equal quality as yours for what insurance gives you plus finding a Jeep around the year yours is and in the condition it appeared to be will also be difficult. Either way it will cost you in the end and it is a giant pain in the butt for you. Keep us updated on whatever you do.

"Gentlemen, we can rebuild him." "Better than he was before. Better, stronger, faster."
02-08-2013 08:30 AM
cctriesch Sorry to hear this.. Thieves are the scum of the earth. I would say keep it and part it out. It might take a little longer but you would really get some extra cash in the process.
02-08-2013 08:18 AM
AlexS Reminds me of the pay and spray in Grand Theft Auto! Sorry to hear about the jeep man. Hopefully insurance does the right thing and pays you out fairly.
02-07-2013 11:59 PM
Jeeplover1 you can part it out for several 1000
02-07-2013 11:59 PM
Jeeplover1 keep her you can do alot with that 5000 to make her purrty
02-07-2013 11:52 PM
ed98208 Depending on how the numbers shake out I'd keep the Jeep. It's got to be worth more than salvage even if you just sold it outright as a fixer-upper. Some kid would probably be thrilled to have it if it's still drive-able.

If you want an extra milk jug to replace that dented one, I've got a couple lying around. lol
02-07-2013 11:46 PM
Tweak sorry about your jeep, did the assholes at least get caught?
02-07-2013 11:39 PM
GeckoJK Take the $5k and keep the Jeep. It would be worth keeping as a trail beater.
02-07-2013 11:34 PM
JReed615
Quote:
Originally Posted by crazyjz
So a brief but not final update...

Today I met with an insurance claims adjuster or evaluator or something along the lines of that, but he said due to the fact that the paint was not carefully applied and there is overspray on the soft top all the trim, lights windows etc. that it would likely be called a total loss. The interior is also pretty trashed, center column is gone including heating controls, stereo is busted, and carpet is trashed. One of my summer projects was to rhino line (or something comparable) the tub so carpet is not a big deal, but I am getting ahead of my point... If they total it I have the option to keep the jeep as is and the money minus what they would have received for it in salvage. So just throwing out random numbers the jeep is worth 6k and salvage is 1k I could either take the 6k and they keep the jeep, or take 5k and I keep the jeep. Thought and recommendations are appreciated on this situation, also where are some places I could get a decent priced paint job, how much are paint jobs, where can I go for a replacement center column and glovebox?
I would say a good paint job itself would probably take more than half of the money, however I can't say for sure.

With all the other stuff, I doubt you'd break even. Either way you're at a loss. I guess it depends how attached you are to the Jeep and your willingness to part with it.
02-07-2013 11:01 PM
Jeeplover1 Attachment 207169
02-07-2013 10:58 PM
crazyjz So a brief but not final update...

Today I met with an insurance claims adjuster or evaluator or something along the lines of that, but he said due to the fact that the paint was not carefully applied and there is overspray on the soft top all the trim, lights windows etc. that it would likely be called a total loss. The interior is also pretty trashed, center column is gone including heating controls, stereo is busted, and carpet is trashed. One of my summer projects was to rhino line (or something comparable) the tub so carpet is not a big deal, but I am getting ahead of my point... If they total it I have the option to keep the jeep as is and the money minus what they would have received for it in salvage. So just throwing out random numbers the jeep is worth 6k and salvage is 1k I could either take the 6k and they keep the jeep, or take 5k and I keep the jeep. Thought and recommendations are appreciated on this situation, also where are some places I could get a decent priced paint job, how much are paint jobs, where can I go for a replacement center column and glovebox?
02-03-2013 10:51 AM
BlueRidgeYJ
Quote:
Originally Posted by RoadiJeff

What 5-speed? The newer Wrangler manuals have 6-speed, the autos are 5-speed and no clutch pedal.
Well, I suppose it would work on them, too, as well as 4 speed autos and manuals.

Fwiw, I trust hydrolic systems and cable wires much more than electronic fly-by-wire. So I don't keep up wih the new-new. Just ask Boeing how it is working out for the Dreamliner.
02-03-2013 10:50 AM
Tweak damn it looks like it was used by a mexican drug lord. insurance will try to mess with you, this is a strange situation so STAND YOUR GROUND
02-03-2013 10:28 AM
RoadiJeff
Quote:
Originally Posted by BlueRidgeYJ View Post
Get a trailer lock and lock the clutch and brake pedals together (assuming 5 spd)
What 5-speed? The newer Wrangler manuals have 6-speed, the autos are 5-speed and no clutch pedal.
02-03-2013 10:26 AM
BlueRidgeYJ Get a trailer lock and lock the clutch and brake pedals together (assuming 5 spd). A pro will still get it, but 80% will go on to the next one. Or you can always install a hidden flip switch on the NSS circuit if it is an auto. Again, pros will pick it up but 80% will not be able to steal it.
02-02-2013 05:20 PM
Steve305 I'd do some SERIOUS talking with your insurance company. Odds are that the paint was just sprayed on as a "quickie" color change and there probably wasn't any prep work done at all. This is going to cause major cosmetic problems later on if that is the case. If they won't compensate you for the color change or otherwise make things right, then I'd demand that they pay to have it professionally repainted and the red color put back on. At least that way you'll know that the paint isn't going to fall off after a few months. STAND YOUR GROUND on this event. That's why you pay insurance and you deserve to have your Jeep back in the same condition that it was previously.
02-02-2013 05:13 PM
crazyjz Attachment 204861

Before



Attachment 204862

After
02-01-2013 07:50 PM
Hillbilly Tactical While in the Army, my room mate had his Camaro rigged where you had to slide a switch that looked liked it was for the wipers, then press in the cigarette lighter. (a push to start button with the lighter end glued to)
He did have a way to stop power to the fuel pump with a drink mechine style key.
02-01-2013 07:28 PM
Steve305 Bottom line ..... NO ALARM system will stop a professional. None. Like has been said, the best thing you can do is make is uninviting for the PUNKS. The pros will get it if they decide they want it no matter what you do.
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