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Jeep_88 09-17-2012 02:58 PM

2013 Financing

Just wondering what others are getting for financing rates on the 2013's.

I got a couple dealerships in BC down to 2% below invoice and am now working on negotiating the financing. They are offering 3% on 2012's and 3.99% on 2013's for the first 36 months then the term from 36 months to 72 months is a different rate... I'm not sure how it's all calculated.:whistling:

Anyone get a better rate? and from where?

deathdealer. 09-18-2012 02:21 AM

Damn. that is pretty solid. the prime rate now is, what, 3%? 3.99 is a great deal.

i did 72 months at 4.49% on a 2013

I'm in ontario but i don't see how rates should be any different out west.

Jeep_88 09-19-2012 11:56 AM

Good to know, I read a few articles about vehicle financing stating that even from province to province financing rates can vary... good to do a comparison, the article also states to negotiate your financing rate, I'm not sure how much you can in Canada, some of the guys down in the states are getting below 2% :eek:

meeaspapa 09-21-2012 07:44 PM

For some reason the rates are different for 2012s and 2013s. Is it better to get financing through the bank or the dealer?..I imagine the dealers get a cut if you finance through them..I think Chrysler Canada is using TD.

deathdealer. 09-21-2012 08:18 PM

My buddy works for chrysler so i got his EC for the year and his finance rate. Don't know how it works for regular purchases.

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