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-   -   Need Advice Please, Insurance Question... (http://www.wranglerforum.com/f274/need-advice-please-insurance-question-251326.html)

RKracing 06-23-2013 09:43 PM

Need Advice Please, Insurance Question...
 
Hi and thank you for your time.
On this Jeep insurance policy there is a $1000 deductible.
Does that mean if you cause a accident (minor accident, fyi) then you must also pay that amount towards or for the other guys car? I know that we must pay the first $1000 on our's but I do not understand the policy or can see where it states that there is a deductible that we pay on their car.
Thanks guys.

J33P4M3 06-23-2013 09:47 PM

Quote:

Originally Posted by RKracing (Post 3892445)
Hi and thank you for your time.
On this Jeep insurance policy there is a $1000 deductible.
Does that mean if you cause a accident (minor accident, fyi) then you must also pay that amount towards or for the other guys car? I know that we must pay the first $1000 on our's but I do not understand the policy or can see where it states that there is a deductible that we pay on their car.
Thanks guys.

no, your deductible only kicks in if they pay YOU for your loss, not the other person.

JDsDream 06-23-2013 09:48 PM

The 1,000.00 deductible only pertains to your vehicle. If you are at fault, your insurance company covers the full cost of repairs for the vehicle you damaged.

RKracing 06-23-2013 10:16 PM

Thank you very very much!


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