My dealer is puting on my lift so I have no problems with my warranty but could any of you tell me how the lift changed your insurance and if any of you have prudential how it changed thanks?
05-10-2010 07:42 PM
Also can any of you with the 2.5" Budget Boost Suspension System by TeraFlex give me your take an it, sorry for all the questions I like to get a lot of info before I put something on my jeep?
05-10-2010 07:48 PM
Teraflex systems are notorious for giving you more boost than advertised. Some think that's good. Myself and others don't, so plan your upgrades accordingly...especially with the JK
as for insurance, I wouldn't tell them a thing.
05-10-2010 08:21 PM
Why would you not tell them if something happends will they cover it?
05-10-2010 08:49 PM
It's been my experience (2 guys I wheel with) that if your jeep gets ganked or wrecked they won't cover any mods or upgrades. This might vary between users. On top of them not covering upgrades, they jacked up the rates a little by making the claim modified jeeps are larger targets for thieves and are "not as safe" as standard stock vehicles.
My insurance company will never know of modifications to my jeep. Hell even stock vehicles they don't want to replace stuff. If a rusted out YJ goes off a cliff, $1000 tires, $2500 per axle, $500 springs and shocks, upgraded wheels, top, fenders, and whatever else....gone. You'll get book value, and that doesn't even pay for the tires :rofl:
insurance companies and modified vehicles don't mix well. You roll the dice playing with them. At least in my neck of the woods.