Jeep Wrangler Forum

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-   -   payments (http://www.wranglerforum.com/f19/payments-73505.html)

KawiTJ 12-27-2010 07:00 AM

payments
 
I'm not sure if I'm posting in the right place, but can I ask what kind of payments anyone that is paying on an 05 or older wrangler? I am currently looking for a car (paying in full). I need some mpg... then when some bills are paid off I may just make a wrangler my next purchase.

TJ88 12-27-2010 07:21 AM

Quote:

Originally Posted by KawiTJ
I'm not sure if I'm posting in the right place, but can I ask what kind of payments anyone that is paying on an 05 or older wrangler? I am currently looking for a car (paying in full). I need some mpg... then when some bills are paid off I may just make a wrangler my next purchase.

I picked up my stock 05' about 5 months ago with about 38k that was garage kept at a local mom and pop dealer for about $15,000. With no money down or trade it runs me about $290 a month. Hope it helps.

s3nt3nc3d 12-27-2010 07:58 AM

It's really going to vary based on total price, down payment, trade-in, interest rate, loan amount, and loan length...

I'm paying $210.48/mo on a 60 month loan...can't remember total loan amount but I had around $4,000 down and I think it's at around 9% interest. That's for my 2002.

Bruck 12-27-2010 08:10 AM

Use the auto payment calculator like the one on KBB.com. That is the only way you will be able to get a reliable answer to your question.

InfernoGirl 12-27-2010 09:03 AM

Yep, a calculator will get you closest to what actual payments will be. If you really just need a ballpark, trying to figure out how much you can afford, then just take the average sale price for what you're looking at + sales tax, and divide it by how many months you'd be paying on it... Your actual payments will be higher due to interest, but you can get a ball park figure. If you know what interest rates are then you can figure that in too. My Credit Union has a payment calculator and interest rate chart on their website. Yours might too... :)

Ted_D 12-27-2010 09:41 AM

Yep the interest rates are the killer and the longer you finace it the more it will cost in the end. I purchased mine for 18 months 0% interest

OregonTJ 12-27-2010 09:53 AM

2005 TJ, no payments... trade in and paid cash difference.....

Jeepchic70 12-27-2010 10:44 AM

I got my '05 stock with 32k on it 15 months ago for $16,900 and put a big chunk down. My payments are less than $200 a month.

KawiTJ 12-27-2010 08:02 PM

2005 Jeep Wrangler $9,800 - Stoney Ledge Auto Sales - Ephrata, PA 17522 Dealer
I found this and they lowered price to 9300...have enough toget it with some help. Cant wait to go test drive it tomarrow. Has 140k on it... but is emaculent...

InfernoGirl 12-27-2010 08:07 PM

That's really inexpensive for an '05..... Look it over well....

KawiTJ 12-27-2010 09:22 PM

Quote:

Originally Posted by InfernoGirl (Post 949008)
That's really inexpensive for an '05..... Look it over well....

they are asking a grand over private party kbb value...so the price seems normal to me... Clean carfax and all

Thesnufalufagus 12-27-2010 10:15 PM

06 tj 10k miles for 16,000 305 month for 60 10% down. Take your time and shop around I waited or almost a year before I found mine.

Jeepchic70 12-27-2010 10:34 PM

Quote:

Originally Posted by KawiTJ (Post 948997)
2005 Jeep Wrangler $9,800 - Stoney Ledge Auto Sales - Ephrata, PA 17522 Dealer
I found this and they lowered price to 9300...have enough toget it with some help. Cant wait to go test drive it tomarrow. Has 140k on it... but is emaculent...

That is A LOT of miles!!! My '98 has $150 miles!!!! No way would I buy a vehicle that is that young that has THAT many miles! My '05 has less than 45K miles now!!!!

greenwitch 12-28-2010 09:23 AM

We put over 30,000 miles a year on our vehicles. Husband drives about 130 miles round trip daily for work. I'm a kept woman ;) (stay at home NON-soccer mum who's kids are grown) - it's a good gig if you can get it. I put as many miles on my JK as he does on his Saturn. Picked up the JK Sept 30 and it now has 10300 miles! Primarily highway, picking boy child up from and delivering to college, various contractual obligations in a 400 miles radius of home and dog shows or dog events. So the miles rack up very quickly. 140K would be a deal breaker for me simply because of the miles I drive. If I drove the 'normal' 12K a year it wouldn't phase me. We are looking at an 06 with 26K but after reading this thread, they may want a bit much for it ($19,000).

HyperBuzzin 12-28-2010 09:03 PM

Payments??? NO MORE FOR ME!!!
I got mine paid off 10 days ago.... one year early!!!
But was paying $288/month for an '04 TJ Unlimited with only 7k miles at time of purchase in late '07.

KawiTJ 12-29-2010 06:45 AM

got the 05, drove it and it rode way nicer then my 99 even with a few more miles then I had

InfernoGirl 12-29-2010 09:19 AM

Congratulations! Welcome back! :wavey:

doublerinnys 12-29-2010 08:52 PM

My 06' with 12,000 miles ran me $14,400. After financing I'm paying $275 a month for 60 months.

KawiTJ 12-29-2010 10:22 PM

Quote:

Originally Posted by infernogirl (Post 952093)
congratulations! Welcome back! :wavey:

thanks!


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