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Old 12-28-2015, 05:06 PM
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Extended warranty - worth it?

I apologize for raising yet another question on warranties. My 2015 JKUHR is a few months short of a year old and has 3,500 miles. I don't put tons of miles on, so I figure that the best plan for me is a 6/60 or 7/60. A $50 deductible is $920/$1230 for the Added Care or Max Care, respectively. Basically, the plans buy me one or two years of coverage. I think the Max Care makes more sense for $300 more. Then again, is there much risk of high-dollar repairs given low mileage and even seven years of use? I also am a little anxious about whether dealers tend to blame tires, lift kits, etc., for problems that a warranty normally covers. Thanks!

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Old 12-28-2015, 05:23 PM   #2
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If you're not planning on outrageous mods, I think the extended warranties are worth it. If for nothing else than to cover the inevitable and numerous leaks and various electrical gremlins. Did you check the prices from the on-line vendors? You can find them cheaper than your dealer will offer. Or do like I did and make the dealer match the price. If I had it to do over, I wouldn't have purchased the lifetime warranty, only because the others can be transferred to the next owner. That would be a nice selling point.

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Old 12-28-2015, 05:37 PM
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If you're not planning on outrageous mods, I think the extended warranties are worth it. If for nothing else than to cover the inevitable and numerous leaks and various electrical gremlins. Did you check the prices from the on-line vendors? You can find them cheaper than your dealer will offer. Or do like I did and make the dealer match the price. If I had it to do over, I wouldn't have purchased the lifetime warranty, only because the others can be transferred to the next owner. That would be a nice selling point.
Thanks. Good idea about the on-line vendors. The dealer can try to match them. It is a good selling point, but you get only a small refund on a trade in at the dealer.
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Old 12-28-2015, 05:55 PM   #4
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Jimmy, this is the first vehicle in over 25 new vehicles that I opted to get an extended warranty on. I normally go thru vehicles like most people go thru socks but I knew on this one I would be keeping it for a while. I have almost 40,000 miles in 2 years so I will run out of miles before time, I got the mopar 7/100,000 warranty bumper to bumper with $100 deductible. Not sure if a great deal or not but I figured with all the power accessories etc that I would rather pay $100 than whatever else it would cost.
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Old 12-28-2015, 06:00 PM   #5
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If you're going to spend 1300 on a limited time maxcare, spend another $1000 and get the lifetime.
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Old 12-28-2015, 06:00 PM   #6
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I went with the 7/70 through Zurich.
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Old 12-28-2015, 06:06 PM
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Jimmy, this is the first vehicle in over 25 new vehicles that I opted to get an extended warranty on. I normally go thru vehicles like most people go thru socks but I knew on this one I would be keeping it for a while. I have almost 40,000 miles in 2 years so I will run out of miles before time, I got the mopar 7/100,000 warranty bumper to bumper with $100 deductible. Not sure if a great deal or not but I figured with all the power accessories etc that I would rather pay $100 than whatever else it would cost.
Thanks. You're right. I had one on the 2011 Power Wagon and got a small refund when I traded. It had about 18,000 miles over the 3+ years. You're like me when it comes to swapping rigs! However, with retirement looming and all the tires, lifts, wheels, etc., the cost of building up a new outfit is enough to make a guy want to hang on to the present one for quite a while. I'll probably go for one, but I think that I can opt for a 7/60 as opposed to the 7/100. If so, I'll probably get the Max Care.
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Old 12-28-2015, 06:53 PM   #8
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All extended warranties are just an insurance policy.
They are betting you don't have repairs that cost more than they charge....
You are betting that you do......

Your really only buying the extra time after the factory warranty runs out.

As the saying goes, You pays your money and you takes your chances.

Certainly the game is rigged, but you can't win if you don't play.
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Old 12-28-2015, 07:10 PM   #9
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This topic got me curious.
See below link on Maxcare.
Take it all with a grain of salt.
Top 54 Complaints and Reviews about Maxcare Auto Warranty
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Old 12-28-2015, 07:17 PM   #10
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All extended warranties are just an insurance policy. They are betting you don't have repairs that cost more than they charge.... You are betting that you do...... Your really only buying the extra time after the factory warranty runs out. As the saying goes, You pays your money and you takes your chances. Certainly the game is rigged, but you can't win if you don't play.
Yup. Piece of mind. Time will tell. As long as the price is reasonable it's worth the risk (to me). I also like be able to recoup the Pirates amount if I trade early etc.
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Old 12-28-2015, 07:30 PM   #11
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This topic got me curious.
See below link on Maxcare.
Take it all with a grain of salt.
Top 54 Complaints and Reviews about Maxcare Auto Warranty
I am pretty sure what Jimmyw is talking about is mopar's maxcare. that is what I went with which is actual factory warranty not a second party warranty. I would never go with a second party warranty myself. Hell I barely trust mopar's warranty.
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Old 12-28-2015, 08:20 PM
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I am pretty sure what Jimmyw is talking about is mopar's maxcare. that is what I went with which is actual factory warranty not a second party warranty. I would never go with a second party warranty myself. Hell I barely trust mopar's warranty.
Correct. I never have bought a non-factory warranty. I think you're much better off dealing with the same factory-dealer, especially if a disagreement ensues. They have more incentive to keep a good customer happy. I imagine that any extended warranty repairs that I require will be made at my or another Jeep dealer.
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Old 12-28-2015, 09:12 PM   #13
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I think I got my initial quote from chryslerwarrantys.com (Mopar factory warranty) and brought the print out with me. You don't have to buy the warranty when you buy the Jeep, you have up to a year. Obviously you won't be able to finance the cost if you purchase later. I told the dealer I was planning to buy the warranty, just not from him. He asked why and I told him the price I found online, he didn't believe me until I showed him the print out. He ended up matching the price.
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Old 12-29-2015, 06:06 AM   #14
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I think I got my initial quote from chryslerwarrantys.com (Mopar factory warranty) and brought the print out with me. You don't have to buy the warranty when you buy the Jeep, you have up to a year. Obviously you won't be able to finance the cost if you purchase later. I told the dealer I was planning to buy the warranty, just not from him. He asked why and I told him the price I found online, he didn't believe me until I showed him the print out. He ended up matching the price.


Not true. You can finance it. 12 or 18 months. Pay 10% down and finance the balance. 0% interest as well. Just did it on my new 2015 wrangler.
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Old 12-29-2015, 06:28 AM   #15
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My 14JK is 21 months old and has 28k on the odometer. It will likely be out of the 3/36 warranty in 5 or 6 more months. It has already had two rear seals (and leaking again), one radio and the oil pan gasket replaced.

I purchased a 7/85 max warranty mostly because of all the computer controlled engine and 4wd actions. It appears I may need it for other items.

I should get 6 years of almost bumper to bumper warranty, then sell it and buy the next Wrangler.
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Old 12-29-2015, 05:57 PM
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Here's a new twist on extended warranties. If you go to Chrysler Extended Warranty | Chrysler, Dodge, Jeep extended maintenance plans, you'll find that, for example, the 7/60 with $100 deductible is $1,045. I called Chrysler and was quoted about $1,500. When I questioned the guy, he said that the above site is run by a Chrysler dealership in Michigan, which apparently is C. R. Motor Sales, Hudson, MI. The rep said that CR is subject to cease & desist orders in a couple of states (for not paying taxes and undercutting Chrysler). However, he agreed that my dealer in Montana likely will honor the warranty, as it is a Chrysler warranty. Still, he suggested that there was a risk in not buying the Jeep plan direct from the factory or an authorized dealer, as opposed to the dealer. Supposedly, all "official" Jeep warranties are the same price (I know that's bs).

I didn't have time to do an exhaustive search, but I couldn't find a link to an official Chrysler site at which I could get a price. The site states that a rep will call me.
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Old 12-29-2015, 06:32 PM   #17
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I have never bought an extended warranty on anything. I have saved over $30,000 in my lifetime and have never wished I had one. Basically, my 2015 JKW was paid for in full with all the money I saved by saying no to Extended warranties over the years. If these things really saved the customers money on average they wouldn't try so hard to sell them to you. I'm big into Insuring everything but after working at a dealer I've decided it's not worth worrying if something is covered or not. I've seen many claims turned down and the customer was out the money for the repair and the Warranty cost as well. Just my opinion.
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Old 12-29-2015, 07:20 PM   #18
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Put the money in a good stock growth mutual fund and in the unlikely event need to fix something you have the money. And with the odds you won't, that money is growing. Chances are if anything g is gonna go, it's gonna happen within the manufacturer coverage.
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Old 01-01-2016, 02:32 PM   #19
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I thought about getting the extended warranty when I bought my Jeep. But then I remembered what someone once told me:

"The extended warranty starts the day you buy your vehicle. Not at the end of your factory warranty. So if your factory warranty is 3/36 and your extended is (whatever), then you are paying for what is essentially free for the first 3 years. After which the "extended warranty" kicks in."

If I recall, you can buy an extended warranty from Jeep right up until your factory warranty runs out? It may cost a little more, but it sure beats paying on top of your free warranty?

Just my .02.
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Old 01-01-2016, 06:31 PM   #20
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My previous vehicle, a 2003 Silverado had almost 190,000 miles when it was totaled a year ago, and it was in the shop one time after the original 3/36 warranty was up, for a cam position sensor that cost me about $200 to fix. Granted I did quite a few things myself, manifold gaskets, brakes, belts, shocks, etc., but I would of lost big time if I had purchased an extended warranty when I originally purchased it.
That being said, I guess a combination of age and paranoia from reading this forum got the better of me and I purchased a 7/60 Chrysler Max Care when I picked up my 2015. The kids are grown, the wife and I now use her car for a daily, and I don't put nearly the miles on anymore so I should get the full 7 years out of it. It ran me about $1200 if I remember right. I figured that by the time mine is 7 years old, I'll know whether she's reliable or not
But you have to remember, you don't hear as much about the Wranglers with few or no problems, it's the ones that do that everybody makes the most noise about. Like someone else said, it's a gamble, some win, some lose.

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Old 01-02-2016, 12:49 PM
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Yep, it's a gamble. If you wait till the original warranty is about up, the price goes way up. You really can't win, unless you need a repair the day after five years passes. I probably won't drive 50,000 miles in seven years, so I'd go for the longer term. On the other hand, I'd say that mileage, and not time, makes repairs more likely, unless stuff like seals tend to wear out over time.
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Old 01-03-2016, 07:24 AM   #22
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Yep, it's a gamble. If you wait till the original warranty is about up, the price goes way up. You really can't win, unless you need a repair the day after five years passes. I probably won't drive 50,000 miles in seven years, so I'd go for the longer term. On the other hand, I'd say that mileage, and not time, makes repairs more likely, unless stuff like seals tend to wear out over time.
Over 12k but under 36k increases price about $150
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Old 01-03-2016, 07:29 AM   #23
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Does anyone have any practical experience with added care vs Max care? Added care looks like it might be enough for a jeep, and it's about 70% of the price.
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Old 01-03-2016, 04:24 PM   #24
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I have chimed in on this on other threads as well. I have 2012 Jeep Wrangler Unlimited Rubicon with 119,110 miles on it. I put 269,000 miles on my previous vehicle, a 2003 Yukon XL. I bought the lifetime warranty for around $2,200. It has paid for itself probably 3 times. I have had multiple problems, two heads, which would have been covered because of the penastar issues. Torque converter, stereo/navigation system, wiring harness, heater core and radiator and multiple other issues that I can't even remember right now. Needless to say, had I not had the lifetime warranty I would have traded it in a long time ago. Crazy thing is I still really like my Jeep and plan on driving it for as long as it is running.
So in my situation the Lifetime Warranty was definitely the way to go, each situation is different and a roll of the dice just like a previous post said but it is not always a bad deal.
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Old 01-03-2016, 04:43 PM   #25
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The transmission on my wife's '08 Sahara gave out at 112,000 miles (purchased new with lifetime factory warranty). It was replaced without any hassles. The dealership said normally it would be replaced with a rebuilt tranny but they got it ok'd to put in a new one. Not sure if this was BS to pump up there own reputation, we were happy with the way it was all handled, the fact we had gotten the warranty, and when I made a decision to buy a new '15 Willys it was from this same dealership (and I did get the lifetime warranty on it as well). Mostly it was just for my own peace of mind, I do keep vehicles for 8+ years and rack up a lot of miles.
My wife's jeep does have a 3" lift and 33" mud tires and aftermarket rims. I was pleasantly surprised no one at the dealership even mentioned this might even partially caused the transmission failure.
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Old 01-03-2016, 07:06 PM   #26
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For some reason the dealer I bought my jeep from would not sell me the Chrysler extended warranty, said Chrysler warranty was goin belly up, I called bs and when I canceled their 3rd party crap they told me the owner would not sell me the max care lifetime so I bought it from the C&R motors out of Michigan, I was skeptical but when I got it I called Chrysler/Mopar warranty division and I was in the system for max care, I drive our 2015 Hard Rock as a daily driver and will put lot's miles on it and we plan on it being our last new vehicle into retirement so I took the gamble..
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Old 01-04-2016, 07:05 AM   #27
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Put the money in a good stock growth mutual fund and in the unlikely event need to fix something you have the money. And with the odds you won't, that money is growing. Chances are if anything g is gonna go, it's gonna happen within the manufacturer coverage.
Really?
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Old 01-04-2016, 09:41 AM
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Really?
Well, not really. If you put $1000 in a very secure investment, e.g., CD, and get 2.5%, you'll have $2,000 in 2034. Of course, there are some very safe investments that pay more, but your principal may not maintain its value. I imagine that a major repair could cost about as much as the warranty.
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Old 01-04-2016, 10:02 AM   #29
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This is the first vehicle I have ever bought an extended warranty on. Main reason is because my Sport didn't have one and I had to pay for rental car every time it went in for something. With 4 water pumps and a couple other 2 day stays I felt it was worth it. This Rubicon has had zero problems like the Sport. The second reason it wasn't a risk is because when/if I trade this in a can get a pro rated amount back so there is little risk. And since I got it for less than $800 it was no big deal.
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Old 01-04-2016, 10:10 AM   #30
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That would not have worked for me, putting money in a good stock growth fund. With a really nice rate of return I would probably have around $3,500 right now. Had I had to pay for it I would be hole quite a bit. Even with the $100.00 deductible each time I bet the repairs would be approaching $10,000.00.

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