Some guy backed in to me while trying to parallel park in front of me. The bumper cover is "dented" and needs replaced. I got a quote from the dealer for around $475 installed and will likely just get something different altogether. The guy gave me his insurance and contact info and so far has been easy enough to work with. I gave him the quote and he said he needed through the end of the month to pay. Fair enough, I think. How long do I have to file with his insurance company should he decide not to pay at the end of the month? Trying to give the benefit of the doubt but want to be prepared anyway.