Has anyone here suffered damage due to inadequate coverage or failure of the factory transfer case skid plate? Here is my story: I have banged up my factory gas tank skid on the trail and will be installing a Rock Hard gas tank skid because the need has become obvious. I also have installed a Rock Hard Engine/Trans skid. I’m considering Rock Hard’s transfer case skid too, but just don’t know if the factory skid plate is inadequate. I wheel around Moab three or four times a year and so far the factory transfer case skid has been fine. I like the factory skid because if the transfer case shifter bushing fails, I can reach and replace it on the trail. With an aftermarket skid it would need to be removed first. So, has anyone had their factory transfer case skid plate fail to provide adequate protection?