Joined
·
1,375 Posts
I came across an interesting article today. Apparently, the 2015 JK Sport was the cheapest 2015 model to insure. For 2016, the Honda Odyssey took its place, but the JK is still surprisingly cheap.
Here is the article: Forbes Welcome
In fact, 3 Jeep vehicles made the top ten list.
I am surprised by this because the Wrangler is not the cheapest of vehicles out there, and 2-door vehicles tend to have higher rates than 4-door vehicles. That being said, I am not sure why the Wrangler would have the cheapest insurance (not that I am complaining). I would think a cheap 4-door sedan that is more family oriented would have cheaper insurance. Also I am surprised that the whole "Jeeps tend to roll over" stigma doesn't seem to affect rates, although I am well aware that this is a misconception for newer Jeeps and only really apply to CJs.
Now the article does specifically say "base 2-door Sport model." I am thinking maybe the lack of electronics on this particular model (no power windows/locks, etc.) reduces the costs of repairs, so if someone destroys the door for example, there are less expensive items that need to be replaced. In addition, the fact that the doors/top are removable could simplify repairs to those areas. I'd imagine for serious accidents, the body-on-frame design would also simply more complicated repairs. Of course, none of this explains why there are 2 other Jeep models in the top 10.
What do you think?
Here is the article: Forbes Welcome
In fact, 3 Jeep vehicles made the top ten list.
I am surprised by this because the Wrangler is not the cheapest of vehicles out there, and 2-door vehicles tend to have higher rates than 4-door vehicles. That being said, I am not sure why the Wrangler would have the cheapest insurance (not that I am complaining). I would think a cheap 4-door sedan that is more family oriented would have cheaper insurance. Also I am surprised that the whole "Jeeps tend to roll over" stigma doesn't seem to affect rates, although I am well aware that this is a misconception for newer Jeeps and only really apply to CJs.
Now the article does specifically say "base 2-door Sport model." I am thinking maybe the lack of electronics on this particular model (no power windows/locks, etc.) reduces the costs of repairs, so if someone destroys the door for example, there are less expensive items that need to be replaced. In addition, the fact that the doors/top are removable could simplify repairs to those areas. I'd imagine for serious accidents, the body-on-frame design would also simply more complicated repairs. Of course, none of this explains why there are 2 other Jeep models in the top 10.
What do you think?